DTCP Gurugram: Engineers, Architects could face FIRs for building flaws


The Department of Town and Country Planning (DTCP) has warned architects and engineers of “tough measures” if buildings for which they have applied for occupation certificates have structural issues after the final inspection.

Officials said architects and engineers could even face FIRs or their licenses can be revoked if they prove to be regular offenders. The move comes amid a vertical collapse of rooms in Chintels Paradiso that killed two people on February 10th. Residents have long doubted the safety of the building’s construction.

In accordance with the amended Haryana Building Code of 2017, a building owner only needs to apply for a DTCP through a recognized architect. The department grants occupation certificates if it is assessed that the applicant complies with all building regulations.

K. M. Pandurang, director of the DTCP, warned: “Architects who misuse their position and certify the wrong documents to obtain OCs will be punished.”

Professional licenses may be canceled-

District town planner RS Batth said, the DTCP often notes that architects have applied for occupation certificates of residential properties in licensed areas without structural validation. We have taken note of that. The board has now asked architects and engineers to first file cases with their signatures after the buildings have been duly inspected for zoning violations or non-compliance. They must ensure that the buildings are properly furnished and finished. Most important part is that they should be structurally good.

In the current configuration, the main responsibility for the file lies with the architects or engineers looking for the occupation certificates. The architects have repeatedly stated that they examined the site and assured that no violations were found during the construction of a building. However, the inspection of the department showed the opposite. In such cases, if violations are found, the architect certifying the building will be responsible. For regular offenders, the office will recommend FIR. Their professional licenses may also be revoked and they may be blacklisted from filing for future OC applications.

Also read:-

Noida authority plan policy to ensure periodical structural audits of buildings

MahaRERA website set to display complaints on promoters and projects

As Supertech Goes Bankrupt, What a Home Buyer Should do Now?


As Supertech goes bankrupt, buyers fear further delays in possession of their homes. When a developer goes bankrupt, the first step a buyer should take is to review the contract for options and other clauses.

The real estate company Supertech, which has completed various projects in Noida, Ghaziabad and Greater Noida, was declared bankrupt by the National Company Law Tribunal (NCLT). The developer failed to pay Rs 431 crore to a consortium of banks. The move could affect 11,000 home buyers from the company’s ongoing projects in the NCR region.

How did it all start?

The lawsuit was filed after Union Bank of India sued the RK Arora-promoted company. Since the developer whose two illegal towers have been demolished in Noida has not repaid a loan to a state-run lender. The loan was used for the Eco Village II project in Greater Noida.

Supertech Ltd, which plans to appeal the decision to the National Company Law Appellate Tribunal (NCLAT), said, there are 38,041 units in projects managed by the company, of which 27,111 units have been sold. Mr. Arora said the order will not affect a number of the group’s projects, including Golf Country, Supernova, Azalia, ORB, Hues, Esquare, Valley and Basera, as they are run by another company.

In January 2020, Supertech again applied for a Rs 1,500 crore loan from a newly established state anti-stress fund, to complete 12 ongoing housing projects in Noida, Greater Noida, and Uttar Pradesh. A year later, Union Bank filed an NCLT alleging that Supertech had breached its payment obligations of Rs 431.92 crore.

Demolition of Twin Towers

Things got critical when the Supreme Court on August 31, 2021, ordered the demolition of the twin towers built by Supertech in Noida. Due to illegal construction, aided by cooperation between the developer and the development authority. The court also ordered Supertech to pay Rs 2 crore to the resident welfare association of Emerald Court, due to the problems caused by the construction of the twin towers, which have restricted sunlight and fresh air for existing residents.

The Supreme Court stated that all investments from 633 home buyers who have booked apartments in the Twin Towers must be repaid at an interest rate of 12 percent. 248 home buyers took a quick refund, and around 133 home buyers took apartments in other Supertech projects.

Rejection to Debt settlement

The Union Bank of India has reportedly rejected a one-time debt settlement offer from Supertech. On March 25, 2022, the Bankruptcy Court decided to initiate insolvency proceedings against the developer firm that acted on Union Bank’s plea.

Effect on upcoming projects of Supertech

Projects that will be affected are Eco Village I, II and III in Greater Noida West (or Noida Extension), as well as the Emerald Court Project, which houses the Twin Towers.

Supertech in a statement said it would approach NCLAT to appeal the decision on the grounds that the case belongs to a financial creditor. The company stated that the NCLT request will not affect the construction of ongoing projects or the operation of the company. “We are committed to delivering units to selected allottees. Also we have a strong track record of delivering over 40,000 apartments over the course of the last 7 years. We will continue to deliver flats to our customers as part of our mission in 2022, and we committed to delivering 7,000 units by December 2022.”

Time taken by Supertech insolvency proceedings?

With the onset of insolvency proceedings or Supertech goes bankrupt news, buyers fear further delays in possession of their homes.

Prashant Thakur, Sr. Director & Head – Research, ANAROCK Group said, “Homebuyers who have invested in Supertech properties and waiting for the possession have no choice but to wait for their home until a resolution. Generally, such procedures take a long time before a solution is found. The only positive is that the Supreme Court has previously stated that owners are part of the creditors in such insolvency proceedings.” 

Pankaj Kapoor, MD at Liases Foras said, “Following the example of Unitech and Amprapali, NCLT took over the case and the home buyers recognized as a creditor in the case. Which means that the waiting time for a decision must not exceed one year. Also, since only one company declared insolvent, this should not affect buyers who have invested in projects in other group companies”.

What should home buyers do, as Supertech goes bankrupt?

When a developer goes bankrupt, the first step a buyer should take is to review the contract for options and other clauses.

Aditya Parolia, a partner in law firm PSP Legal said, homebuyers who have invested in Supertech projects need to file their claims with a insolvency resolution specialist until April 8, 2022. They must also provide all documents to the professional. Documents like contract between the developer and the buyer, accounts statement, and correspondence regarding special privileges. 

Kunal Arora, partner at Lakshmikumaran & Sridharan Attorneys, said, however, Supertech Limited’s insolvency proceedings are likely to be detrimental to its current projects. Homebuyers left without legal protection as they also have financial lender status. They are on an equal footing with banks and other lenders under the IBC. As a first step, home buyers should immediately register their claims by submitting the necessary documents to the IRP. This will allow them to participate in the decision-making process.

Home buyers should avoid default on the EMI

Sonam Chandwani, managing partner, KS Legal & Associates, said, home buyers must file a claim to the bankruptcy attorney or insolvency resolution professional. Once the claim approved, the home buyer becomes a creditors committee member and financial lender. Hence, giving them the right to vote on important decisions along with other financial lenders. However, the court has yet to rule on whether home buyers secured or unsecured creditors, and it is time for the courts to do so. Home buyers should keep an eye on the various announcements by checking the Supertech website regularly. They need to work together as a team. Also they should prevent default on the EMI loan, even after their developer goes bankrupt. Sense, this could turn into yet another lawsuit that will only make things worse.

Also read:-

25,000 Home Buyers Impacted as Supertech Goes Bankrupt

UP-RERA plans to launch microsite to hear realtors on procedural delays!

MahaRERA projects may get property cards soon


A plan to issue property cards to apartment owners may soon begin with projects registered with MahaRERA, a senior tax official said. The scheme of issuing individual property cards for apartments (vertical objects) was approved by the state cabinet in 2019. All apartment owners were to receive these property cards with information about carpet areas, utility rooms, loan information, and 7/12 extract (Utara) of the land.

Committee to solve objections

However, the project gave rise to a number of proposals and objections, after which a commission was set up to make recommendations to the state before the project was launched. The purpose was to map the vertical growth in cities and rural areas and maintain an independent rights register and registers of flats and individual apartments units.

“The Committee on Vertical Property Cards presented its recommendations to the government and proposed a gradual implementation of the scheme. Discussions are underway with the Maharashtra Property Regulatory Authority (MahaRERA). The final decision will be made by the government,” the official said.

The state issues property cards for urban areas and 7/11 declarations for rural areas that define the property rights of one or more persons. However, there is no document confirming the ownership of a person who owns an apartment in a house built on a particular site.

With this in mind, the Ministry of Revenue decided to adapt the Maharashtra Land Revenue Code, the Property Register and Apartment Registration and Building Codes to the Maharashtra Land Revenue Code of 1966. This allows the state to issue a property card for apartments. Maharashtra has about 56 lakh property cards for plots and 2.5 crore 7/12 extracts. “But there is no evidence that vertical buildings such as apartments or commercial complexes were built on these lands,” the official said.

Also read:-

MahaRERA website set to display complaints on promoters and projects

Noida authority plan policy to ensure periodical structural audits of buildings

25,000 Home Buyers May Be Impacted as Supertech Declared Bankrupt


Developer Supertech was declared bankrupt by the National Company Law Tribunal (NCLT) on Friday, which could affect 25,000 home buyers. The company law tribunal enacted in response to a petition filed by the Union Bank of India due to non-payment of dues.
In response, the developer indicated that it would file an appeal to the National Company Law Appellate Tribunal (NCLAT) against the NCLT measure.

Order will not affect the company operations

“Because all the company’s projects are financially viable, no financial party or creditor can suffer losses. The order will not affect the operations of any other Supertech Group company, the real estate firm said in a statement.”

“The NCLT order will not affect the construction of current projects or the operation of the company. We are committed to give possessions of apartments to homebuyers. We have extensive experience in commissioning more than 40,000 apartments over the past 7 years. Under our ‘Mission Complete-2022’ mission, we have set a goal of delivering 7,000 units by December 2022.”

It also states that Supernova, ORB, Golf Country, HUES, Azaila, Esquire, Valley. Basera, Metropolis and Pentagon Mall and hotels will not be affected by the decision.

NCLT is the authority for the insolvency resolution process of companies under the Insolvency and Bankruptcy Code (IBC). An NCLT’s decision can be appealed to NCLAT.

Earlier this month, officials announced that the Supertech’s Twin Towers in Noida would be demolished on May 22 according to the Supreme Court order. On August 31, 2021, the Supreme Court ordered the demolition of Supertech Apex (100 meters) and Ceyane (97 meters) buildings because the twin towers were erected in violation of building codes.

Also read:-

Noida authority plan policy to ensure periodical structural audits of buildings

MahaRERA website set to display complaints on promoters and projects

Maharashtra Govt. extends period for stamp duty waiver for investors

In its quest to promote real estate and promote the construction industry, the government of Maha Vikas Aghadi (MVA) has extended the period of stamp duty exemption for investors who sell their property within one year of purchase to take advantage of this exemption.

The corresponding bill was approved by the state legislature on Wednesday. However, investors may be exempt from stamp duty even in the event of a resale completed within three years of the purchase of their property. On such deals, stamp duty is paid only on the difference in the price of the property and not on the full amount.

It should be noted that according to the RERA Act, which enters into force in the state on 1 May 2017. It generally takes at least three years to complete a project within the conditions and rules of RERA Act.

In the current scenario, if an investor buys an apartment and wants to resell it within a year, a certain exemption from stamp duty is granted by charging only the price difference. The bill however states that the annual maturity has not allowed for a large profit from such a trade since the pandemic. The number of resale making such a profit is very negligible.

Encourages more investments and sale-purchase deals

The bill is based on the need to stimulate business in connection with the rapid development of the global economy and the post-pandemic situation.

If the annual period of validity of the permit is extended to three years, this privilege will used by a larger number of investors, according to the wording of the purpose of the bill. This decision would not only improve investment volume. But also speed up the signing of sales contracts, which would ultimately benefit the state’s large revenue from stamp duty.

Revenue minister Balasaheb Thorat said, various reports from the real estate industry point to the losses they have suffered, especially in the post-COVID period. “This decision will encourage investors to enter into real estate transactions and in turn help the government generate revenue and create jobs.”

Builders can misuse this service

Experts from the cooperative sector and stamp duty sector also shared their opinion and said, “This could be a step towards pleasing builders and their investors. It is very possible that builders are financing politicians. We all know that the election is just around the corner. Hence there is a possibility that funds will be given to political parties.”

Vinod Sampat, president of the Registration Fee & Stamp Duty Payers Association said, “Builders also have the opportunity to abuse this service by selling apartments to their employees/assistants. As well as taking out home loans and using these funds for personal needs. Therefore, they can receive funds at a very low price. We all know that housing mortgage rates are much lower.

Also read:-

MahaRERA website set to display complaints on promoters and projects

MahaRERA issues warrants for Rs 633 crore against errant builders

Maharashtra realtors to stop construction due to surge in raw material price


CREDAI Maharashtra strongly opposed the proposal to introduce a 1% metro surcharge on all property purchases in Pune, Mumbai, Thane and Nagpur from 1 April and called on the government to reconsider this decision.

Given the rise in prices of key raw materials, including cement and steel, Maharashtra realty developers are planning to stop buying raw materials and construction work on their sites. The developers have also requested the MahaRERA (Maharashtra Real Estate Regulatory Authority) with a request to extend the deadlines for completion of current projects by at least 6 months. Then they have time to put the construction work on hold until prices get rationalised.

Projects will be stopped or delayed-

The real estate sector has proven resilient in the difficult times caused by the pandemic. The industry has been able to survive thanks to the easing of the stamp duty, lower mortgage rates and agreements by developers. Indian real estate, the second largest employer, is in a recovery phase. It will not be able to absorb this runaway price increase, and many projects will be delayed or stopped without government intervention, which ultimately affects consumers and construction workers at a large pace.

Currently, about 10,000 construction sites in Maharashtra directly or indirectly employ about 1 million workers. Any closure of works will directly affect them and may also result in a minimum delay of six months.

The price of steel, the main component of building materials, was Rs 42,000 per tonne a year ago and rose to about Rs 84,800. Cement prices increased to Rs 400 from Rs 260 for a bag of 50 kg. The rate for 4-inch bricks was Rs 6,500 per thousand and increased to Rs. 8000. Sand and wash sand show the same price increase. Along with building materials, electrical cables, fixtures, tiles, pipes, plumbing, manufacturing, sand and secondary minerals also increased by 40% to 45%, according to the industry body. 

Requires Government Intervention-

CREDAI Maharashtra, through its various city associations, has already sent several inquiries to Deputy Chief Minister and Finance Minister Ajit Pawar and Revenue Minister Balasaheb Thorat on various issues requiring government intervention during the pandemic. In addition, CREDAI-Maharashtra strongly opposed the proposal to introduce a 1% metro surcharge on all property purchases in Pune, Mumbai, Thane and Nagpur from 1 April and called on the government to reconsider this decision.

Price beyond affordability-

This was stated by the President of CREDAI Maharashtra Sunil Furde, “Prices of steel, cement and other building materials have been steadily rising over the past 2 years. Now they have risen to a level that many developers cannot afford, especially in Tier II and Tier III cities. The association of 61 member cities affiliated with CREDAI Maharashtra had no choice but to temporarily suspend purchases and suspend construction work.”

While some material price increases in recent weeks may be related to the war between Russia and Ukraine. More than 60 Maharashtra CREDAI departments have asked the government and agencies to check if there has been a recent rise in construction materials cost, over past few months, naturally or due to cartelization and profiteering.

The prices of important building materials, including steel, cement, brick, sand and wash sand, electric cables, tiles, pipes, plumbing, sand, secondary minerals, among others, increased by 40% and 45%. The effect of this on access costs is around Rs 400-600 per square feet. It is expected to affect home buyers, especially in affordable segments.

Also read:-

MahaRERA website set to display complaints on promoters and projects

MahaRERA issues warrants for Rs 633 crore against errant builders

Gujarat Property prices to rise by Rs 400-500 per sq ft.


In addition to steel and cement, the prices of hardware like glass panels and other raw materials have risen sharply.

Planning to buy your dream home? Maybe now is the best time to buy your dream home at the best price. After a steady rise in raw material prices, primarily steel and cement, developers have announced that prices are expected to rise by Rs 400-500 per square foot. The announcement was made by members of Credai Gujarat and applicable to about 40 city chapters of the developer organization.

The decision was made at a board meeting in Credai Gujarat held on Tuesday in Palanpur. Raw material prices have been a nightmare for developers for some time now.

While steel prices have reached Rs 80,500 per tonne, cement costs Rs 430 per bag, increasing construction costs for ongoing projects. Steel prices fluctuated around Rs 60,000 per tonne at the end of December. While cement prices in the same period were Rs 325 per bag.

The rise in steel and cement prices also affected construction contractors. The Gujarat Contractors Association (GCA) has been waiting a long time for the government’s demand to revise the cost of the project in line with rising prices. In line with their contribution, the state government recently allowed a rise in property prices by as much as 5% in line with rising raw material prices.

Constant surge in prices is major problem 

Credai Gujarat chairman Ajay Patel said, steel and cement prices have risen sharply as a result developer profitability has fallen significantly. Until now, most developers have tolerated the costs, but as prices continue to rise, the input costs are increasing. Developers suggest that in addition to steel and cement, the prices of hardware like glass panels and other raw materials have also risen sharply. Hence, the prices of properties both commercial and residential will rise in Gujarat from 2 April. 

Also read:-

Noida authority plan policy to ensure periodical structural audits of buildings

MahaRERA website set to display complaints on promoters and projects

UP-RERA plans to launch microsite to hear realtors on procedural delays!


The Real Estate Regulatory Authority (UP-RERA) has decided to play a more active role in the mediation between builders and development authorities.

UP-RERA plans to open a microsite in its official window where the affected developers will be able to register complaints against the relevant authorities. Rera found that the most common complaints were delays in approving maps, unfinished roads or underdeveloped civilian infrastructure around communities. These procedural delays often prevent projects from being completed on time, and the burden ultimately falls on homebuyers.

In addition to resolving disputes between builders and buyers, Rera will also mediate with relevant authorities when receiving complaints from developers on the microsite. Developers often question the role of the regulatory authorities when it comes to interfering with industry or development authorities, which are primarily responsible for issuing completion certificates or developing civilian infrastructure around projects.

A platform to lodge complaints against authorities-

Rajive Kumar, the UP-RERA chairperson, said, builders often complain that the local development authority handles issues related to their project. This often hampers the overall growth of the project. In some cases, roads have not been completed, maps have not been approved and urban infrastructure in disarray. Hence, we decided to create a platform on UP-RERA’s main website, so that developers can file pending complaints of any development or industrial authority in the state. We can take over all the cases and become an intermediary between the developer and the competent authority.

At the end homebuyers had to suffer –

Manoj Gaur, the Credai national vice-president, said, at present, RERA cannot issue directives or take action on any industry or development authority. Procedural delays often become an obstacle to timely implementation of the project. We have long demanded that the development authorities comply with RERA law. This measure will partially solve the problem. Unless the RERA Act is amended to give it the power to intervene in the affairs of the competent authorities.

Several projects built in Noida and Greater Noida, but lacked proper roads access, sewer lines or electricity connections. The responsibility of the development authorities is to develop basic public services. In the absence of these services, projects remain unfinished for a long time and developers are fined. As a result, homebuyers suffer the most.

Also read:-

Noida authority plan policy to ensure periodical structural audits of buildings

UP RERA imposes penalty of Rs 1 crore 40 lakh on nine developers

A detailed guide on Banglarbhumi | Land Records at banglarbhumi.gov.in


Land records information on the ‘banglarbhumi.gov.in’ portal not only helps users save time and effort, but it also helps the Revenue Department to offer more transparency.

Located in the eastern part of the country West Bengal has become one of the most developed states. Of course, it makes sense to buy property in West Bengal as it can really help you make a smart investment. If you want to buy land, one of the most important things is to check the land records. There have been cases of fraud where people have been caught in making fictitious transactions. Anyone could have avoided such transactions simply by consulting the land records.

If you have chosen a plot for investment, you have to check the land records and registration. However, now you do not have to visit government authorities to check land records. With Banglarbhumi, you can check the land records by a few clicks.

With this website, you can find a lot of other information that will be extremely useful and practical for the people of West Bengal. On Banglarbhumi, you can find detailed information about the registration of a particular property in West Bengal. You can find information like owner’s name, plot number, land area, property value and much more.

What is Banglarbhumi?

In West Bengal, documents related to land and real estate are available online through Banglarbhumi 2022, also known as Banglarbhumi. If you have land in West Bengal and want to see all the details of your land then Banglarbhumi can help you out.

This website has been launched by the West Bengal Land Registration Ministry to help people easily see all the information related to their land. Detailed property information such as owner name. Property area/size, plot number, and value of property is available on the Banglarbhumi website. This portal reduces user effort and also helps the Department of State Revenue provide greater transparency.

The main services provided by the portal are: Conversion application, Plot maps and related information. ROR application, mutation application and related information, ISU administration, Thika ownership, land allocation, etc. In this article, we have discussed all the important points related to this website which can help you understand things better.

Services available at Bangalarbhumi.gov.in

Before proceeding, please review the services available on the Banglarbhumi Land Information and Registry website. Some of the services are.-

Online land records/Bhulekh West Bengal/ West Bengal land record search by name
Digitization of maps and records
ROR application
Training (ARTI and LMTC)
ISU management
Land distribution
Thika tenancy
Rent controller
India and Bangladesh border demarcation
The state administration for land use

What is RoR?

RoR (Record of Rights) are records that contain information about how the owner acquired land rights. It also contains detailed records of all property-related transactions over time.

How you can register on Banglarbhumi website?

If you have previously used the Banglarbhumi website. You will need to log in with your credentials in order to use the citizen services. To use the online citizen services, citizens must have to register on the portal at “https://banglarbhumi.gov.in/BanglarBhumi/Home.action”. Follow the given steps for registration.

Simply visit www.banglarbhumi.gov.in
On the top click on the ‘sign up’ option.
Now create your Bangla bhumi profile and log in to “‘Citizen Services” as a “citizen”.
The public registration Bangla bhumi form appears.
In the form, fill all mandatory fields, such as name, guardian name, address, email address, PIN code, municipality, PS, district. OTP received via email with ID and phone number, password and verification details. Finally click on ‘Submit’ for successful registration.

If you are a department user, then visit “citizen services” and click on “Department User”. Also enter your username, password and fill in the captcha data.

Types of forms available on Banglarbhumi and how to download them?

There are several types of forms available on the website.

Application for Mouza Map
Application for Mouza Map
Declaration for Mutation
Mutation application form
Application for Dumdum cantonment land
Form 1(D) Application for Post-facto conversion
Lease of Tea garden in Retained land
Affidavit for Conversion
Application for Conversion
Application for Conversion

To download the forms, click on the ‘download’ option and select the desired Banglarbhumi form by clicking on the appropriate PDF file. The forms are available in both English and Bengali language. Or you can simply visit “https://banglarbhumi.gov.in/BanglarBhumi/Forms” and select “Downloads”. A new web page opens with a list of forms, further download the desired form.

How to View Land Records at Banglarbhumi website?

Follow these simple steps to view land records in the state of West Bengal. To access West Bengal khatian & plot information in West Bengal visit Banglarbhumi website. You do not need to register to receive this information. Follow the below steps.

Visit Banglarbhumi’s official website ‘banglarbhumi.gov.in’.
On the top right corner of the homepage, click on the button “Know your property” option.
Select the following- District name, Block, Mouza
There are two search options in land registers: Plot and Khatian
Fill all your details.
Enter the captcha code.
Finally click on the “View” button to view the land records.

Check Land Records if you have a Query Number

Follow these steps to find the details of the plot using the application number.

Visit the Banglarbhumi portal, on the top right corner click the “Query Search” button. A web page is displayed on the screen. Now complete the details like Query number, Question year, and Captcha code. Finally click on the ‘Show’ button. Your information will be displayed on the redirected page.

What is Mutation Application and how to file it?

Mutation is the transfer of property from one person to another through the sale or transfer of property. Mutation can only occur after registration of ownership.

The mutation application form is available on Banglarbhumi online portal. Users must fill in all the required data correctly, otherwise the application request can be rejected. Once the application form has been submitted with the relevant data, an application number will be generated for the user which will allow them to check the status of application.

Process to fill Mutation Application

Visit ‘banglarbhumi.gov.in’, login to your account, click on “Citizen Services” and then go to the “Online Application” tab.
The list is displayed.
Select the ‘Mutation Application’ option.
Fill in the basic details of applicant, Particulars of Transferer, List of Enclosures, upload the necessary documents. Finally click on the “Submit” button, a reference number will be generated.

If the fee is paid via “online mode” the case of mutation number will be registered quickly. If fees are paid using ‘counter payment’ option of GRIPS. Then you can confirm your payment and register your case using the Application- GRN Search from Online Application option.

How you can pay the fees?

After registering, you can pay the fee in the “Online application” menu and click on “Pay fees” option. Then fill the Request type, Application number and click “Next” for payment options.

Check the status of a Mutation application

Follow these simple steps to check the status of your mutation application.

Go to the Banglarbhumi’s official website
On the homepage, click on the “Citizen Services” option. Further click on ‘Mutation Status’.
There are two options for searching for mutation status: “Deed wise search” and “Case wise search”. Choose the desired option.
Further choose the Mouza, District name, and Block.
Finally click on the “Search” button.

How to check Mouza details on Banglarbhumi portal?

A user can easily check the status of Mouza application by given steps-

Simply log in to ‘banglarbhumi.gov.in’ official portal, on the homepage click on “Mouza Information”.
A web page opens, now select the district for Mouza.
The Mouza information will be displayed.

How to easily Fill a Land Conversion Application?

If you want to fill a land conversion application then simply follow these given steps.

On the homepage of Banglarbhumi portal, click on the “Online Application” option.
Select the ‘Conversion Application’ option and fill in all the required details such as district name, block, police station, mouza details. Also fill other details like Jurisdiction List No., Khatian No., Area of the Plot, Plot No., and existing classification of the plot.
After confirming the required details, click on the “Submit” button. An application number is generated once you submit the application.

Documents required for Land Conversion application on Banglarbhumi?

Land Conversion requires several documents, following are some of the documents.

Sketch map of the property and its surroundings (at the entrance from the road)
Receipt of rent.
NOC from the West Bengal Pollution Control Board.
Current record-of-rights.
An affidavit stating creation of alternative/compensatory water resources.
Mutation certificate.
Detailed project report (DPR) reviewed and approved by the competent authority.

File and Submit Public Grievances or Complaints on Banglarbhumi

The Banglarbhumi website also allows the user to submit their comments or complaints online. Follow the steps below to submit your comments online on Banglarbhumi Portal.

Visit the official website of West Bengal Department of Refugee Assistance and Rehabilitation and Land and Land Reform (banglarbhumi.gov.in).
Click the “Public Grievance” option in the upper right corner of the official then select “Grievance Application” from the menu.
Now fill the required fields, fill the captcha and click “Submit”. By this way you can easily file complaints on Banglarbhumi online portal.

How to check status of Grievance Application on Banglarbhumi?

You can check the status of your request after submitting a complaint request on the Banglarbhumi portal,

Go to Banglarbhumi’s official website, then click on the “Public Grievance” option.
From the drop-down menu, select “Grievance Status/Description”.
To see your report status, enter your username and captcha and click “Show” option.

In conclusion, we note that the Banglarbhumi portal (banglarbhumi.gov.in) is an attempt to provide digital services to the citizens. The portal allows the user to get information about Mouza, mutation services, search for properties, and handle complaints.


How do I request certified copies?

On the ‘banglarbhumi.gov.in’, this request will be displayed in the ‘Service Delivery Option’. Select whether you want to receive a certified copy of ROR, land information from WB Land Information. Then it will ask your details and then take you to the payment gateway. Further make the payment and complete the process to get certified copies.

Does the mutation fee vary on land?

The mutation charges or fees varies according to type of land. The mutation fees is different for non-commercial land, non-agricultural land, commercial and industrial land, or agricultural land. It also depends on location, rural area, and municipal areas under Kolkata Metropolitan Development Authority (KMDA) jurisdiction.

How online land records have boosted real estate in West Bengal?

The advantage of online land record is that you can check the land records and find out all the details about the land. You can also check if the land has any outstanding obligations that may bother you after the investment. In general, Banglarbhumi has only advantages and contributes to greater transparency in land investment. It has also boosted the real estate market in West Bengal as many people have trust on land records due to the availability of land records over the government portal.

What are some other services offered in Banglarbhumi?

The ‘banglarbhumi.gov.in’ portal offers several services in addition to the ability to view property information. By using the website, you can take advantage of various citizen services, but to do so, you must first create an account. By creating an account, you will be able to use all citizen services like Digitisation of maps and records, ROR application, ISU management, Land distribution, Thika tenancy, etc. You can also file a complaint by public complaints or public grievance option. It is undoubtedly the best government portal in India integrating government services with land registration information for West Bengal citizens.

How do i search mutation status by deed wise?

You should enter the correct document number and document year, if you prefer to check the status of your mutation case using the deed wise search option. Finally, click the “Submit” button to view Plot Khaitan land ownership status using the capture option anytime, anywhere.

Banglarbhumi: Thika tenancy on website

The West Bengal Land Ownership (Acquisition and Regulation) Act, 2001 allows owners to acquire shares in land constituting such property for the development and fair use of such land. The Kolkata authorities cover 100 wards of Kolkata Municipal Corporation.

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Noida authority plan policy to ensure periodical structural audits of buildings

8 Factors to consider before you buy commercial property in Noida!


Planning to buy commercial property in Noida? In this article, we have summarized some important factors that can not be ignored when investing in commercial real estate.
Commercial real estate provides an attractive return on investment by creating multiple sources of income within the same category. In a thriving city like Noida, investing in the commercial segment contributes to a strong diversification of the investor portfolio. However, there are many things you need to know before investing in commercial real estate.

Factors before you buy commercial property in Noida!

1- Budget PLANNING

Every real estate investment comes with a big capital and therefore requires careful planning. Do not start researching your property until you have the right budget that determines what type of property you can buy. Once you are sure of the locality, allocate your budget to the purchase. Put a buffer with at least a 30% on what you are planning, as there are always extra costs. This will help narrow down the commercial business opportunities available to you. In case you can not get the full investment amount, there are usually options for a small payment along with a mortgage for the remaining amount.

2- Property Location-

The most important aspect to consider is where your commercial property is located and how economically profitable the locality is. The location of your business is the most important aspect for its overall success. Both capital gains and rents are determined by the location of the property. The property should be situated in a safe, green and ideal area for your customers.

Investing in a developing area will be a plus point and give a higher return on investment than in an already developed area. While other factors may be compromised, the location factor should be a must in your decision making process. In addition, the area must be well connected so that travel is not a problem for your customers or employees.

3- Check the legalities-

If you are a newbie then it’s better to consult a property lawyer. A good lawyer will ease the litigation process and ensure that your commercial property is free of any legal issues. This is something you don’t want to deal with later. The tenant or buyer can renegotiate or evict you or even sue you if there is a dispute regarding your property. So, before you buy commercial property in Noida make sure that there are no legal consequences for your property.

4- Structure of lease-

Analysis of the rental structure can provide great benefits in the long run. There are also closing periods where tenants cannot leave the premises. Try to formulate a lease structure that works for you. The longer the lock-in period, the more stable your rental income source will be.

5- Additional Charges-

Generally these are the charges that are spent on the operation and maintenance of the property. Additional charges can drain your profits if you do not take them into account and allocate money in advance. These charges are often not mentioned directly, many people make the mistake of not including them in their budget plans and end up suffering. There are various types of hidden fees such as GST, parking fee, renovations, broker fee, preferred location fee, stamp duty and registration fee. These costs usually recommended to discussed in detail when concluding the contract.

6- Security deposit-

Security deposits for commercial leases are very loosely regulated. This way, owners can charge what they deem appropriate and use the deposit they deem appropriate (even charge interest on the payment). Requiring a deposit also a method used by landlords to cover the risk of a tenant not paying rent on time. If the tenant fails to pay rent, the landlord can deduct funds from the deposit to maintain income, at least for a short time.

In most cases, the deposit after you move out of the property is used to pay for any damages that may have occurred before a new tenant moves into the property. If the landlord uses the deposit to pay compensation after the end of the lease, they will give you a receipt.

7- Find ideal Tenants-

Once you have bought commercial property in Noida, now it’s time to get an ideal tenant. Find your ideal tenant by determining the location and budget of the property. Whoever you choose as your tenant can play a big role in increasing or decreasing the value of your property. Ideally, multinational companies can be good tenants because their presence in your property adds value. A good tenant not only pays rent on time, but also makes large deposits and is more likely to stay longer. A good tenant should have a healthy track record of on time payments, a positive credit report, and a stable source of income. They should have good references from past landlords, and there shouldn’t be any history of eviction or dangerous behavior. 

8- Diversify your portfolio-

Commercial real estate is not free from risk and loss. However, investing in multiple properties in different localities can reduce income volatility, which means less risk. By diversifying your investment across different localities, you can take advantage of ups and downs in different markets and protect your money from a major correction in a particular market. If all your properties were in the same market and that market suffers a slowdown, your portfolio would suffer losses. Therefore, if you have enough funds, then try to diversify your investments.


Remember that there is no universal rule for investing in commercial real estate. You need to do proper market research before making a final decision. So in order to buy commercial property in Noida, you need to consider all the above factors.

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Noida authority plan policy to ensure periodical structural audits of buildings

Best places to live in noida

Noida authority plan policy to ensure periodical structural audits of buildings


Following repeated complaints about the poor quality of construction, Noida authority began to develop a policy to ensure that building structures are inspected before and after their handover by government authorities or contracting engineers. If approved, the developers and subsequently the apartment owners associations (AOA), will be responsible for carrying out the periodic inspections and repairs proposed in the reports.

According to representatives of the department, before approving the project layout map. Developers would told to perform a structural audit of buildings during the construction of common departments three times at different stages of construction. If the developers do not check, the no occupation certificate will not be issued.

Dedicated authorities for inspection-

Developers often hire project management consultants for their business. However, at present it is not possible to carry out a physical inspection by any agency during the construction period. Under the proposed policy, builders required to enter into contracts with the Authority’s integrated agencies and inspect buildings.

This not only guarantees the quality of construction, but also eliminates various violations, such as construction of additional floors, use of low-quality materials and others. Once ready, the responsibility for its implementation will lie with the builder for the next five years. Thereafter, the AOAs will most likely be contracted to perform regular structural audits and pay for any repairs.

Nikhil Saxena, Noida-based civil engineer said, “The lifespan of a building is typically 50 years. Every five to seven years, the building must be assessed for compliance with the latest standards, earthquakes and seasonal conditions”. On Wednesday, a delegation from the Noida Citizens Forum (NCF) met with Authority officials to demand structural audits every five years. 

Ankit Arora, NCF Secretary, said, “The safety of people living in high-rise buildings has long been a concern. But so far no concrete measures have been taken.

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MahaRERA website set to display complaints on promoters and projects


Homebuyers can check details of project and developer complaints on the MahaRERA website from Saturday (i.e., February 19, 2022). Officials from the Maharashtra Real Estate Regulatory Authority said. This would help homebuyers make an informed decision before investing in the project. The official said 16,000 project and developer related complaints received by MahaRERA would be displayed on the website.

The project information on the MahaRERA website would allow customers to know the total number and status of complaints, if any, filed on projects, the number of non-compliance requests and other details. At the same time, information about promoters will also be useful for consumers.

Ajoy Mehta, MahaRERA chairperson, said there was a growing demand for these details from homebuyers. According to homebuyers it will help them make an informed decision about a particular project. All these details will be available in a separate category in the coming week. Details of projects and promoters will be available next week and will be available on the main page of the website.

Greater transparency-

The information regarding project complaints is currently available to complainants and concerned developers. Only final orders are available in the public domain. The real estate (Regulation and Development) Act 2016, which enters into force on 1 May 2017, aims to ensure that transactions between builders and home buyers are regulated by the norms of efficiency, transparency and accountability.

Ramesh Prabhu, chairman of the Maharashtra Society Welfare Association said, “The new decision is a step towards greater transparency. The consumer must have all the information about the project. Homebuyers can know the status of projects and developers.”

State Credai (Confederation of Real Estate Developers Associations of India) president Sunil Furde said, the deal would definitely benefit homebuyers as they get all the information they need.

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7 Important Tips to consider before buying a flat in Pune


Ready to buy a home? Here are 5 factors to consider before buying a flat in Pune.

Investing in a new apartment is one of the most important decisions you’ll ever make. Before buying a property, it is important to analyze it from different points of view. After all, no one invests in real estate every other day. Some of the most important factors to consider when buying a new apartment or house are location, price, and ownership.

A wise and thoughtful decision will make your life easier, calmer and happier. This post is applicable to any metropolitan cities in India, such as Hyderabad, Chennai, Mumbai, Bangalore or Kochi. Here is a comprehensive checklist that you can go through before investing your hard earned money in an apartment, store or office.

Factors to consider before buying a flat in Pune


The location of the house is of great importance. To find a good location, it is best to assess your family’s needs for at least the next 20 years. Check out for good schools and colleges and hospitals in the area and connectivity to them. Also, do not neglect the need for a shopping mall or supermarket. One does not always want shopping trips to feel like long journeys. In addition, the presence of excellent medical facilities and public services such as parks, metro stations, etc. increases the value of the property. Pune has several areas with excellent transport links where you can find everything you need.

Also read:- Best area to live in Pune

Property Price:-

The first step in selecting an apartment is to finalize the budget. It is easier to choose an apartment if you know how much you are willing to spend on it. Compare the price of the property in question with prices from different developers to make sure that the developer actually offered you the best price. There are many ways to compare properties in your area of ​​interest. Such sources are lists of portals, local brokers or lists of newspapers.

Access and connectivity:-

Take a test drive from the project to your office or workplace and measure the time required. If by train, check how long it takes to get to the station and whether there is transport to and from the station. Before buying a flat in Pune check for upcoming infrastructure projects will improve the connectivity to the project.

Possession date:-

Think about when you would like to take possession of an apartment. An under construction property can be cheaper than a property that is ready to move in. It also allow you to pay only a temporary EMI while the project is under construction instead of a full EMI.


The safety of neighbors and relatives is an aspect that should not be overlooked when planning a move. If you are planning to buy a home in a metropolitan area, simply check the security systems such as the number of security guards on duty, the presence of an intercom, registration of visitors and their vehicles, etc. Consider these points carefully before investing in real estate.

Legal Check of Property:-

Make sure the property is approved for construction where it is located. The client must have approvals and NOCs from the district development authorities, the water and sewer department, the electricity supply department and the Municipal Corporation. However, if you are taking out a mortgage loan, the relevant bank will check your property documents before approving the loan.

Hidden and Additional Charges:-

Be sure to read carefully all the points in the documents and understand the provisions of the sanctions. The developer is obliged to pay you a monthly fine if you do not take over the apartment within the deferral period. Additional costs such as stamp duty, GST, mortgage processing fees, registration fees and all other fees must also be taken into account.


When you feel you are ready to become a homeowner, it is important to point out the most important things to consider when buying a flat in Pune. There are several factors to consider, such as your preparation, local market conditions and making sure you know these factors before buying an apartment.

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UP RERA imposes penalty of Rs 1 crore 40 lakh on nine developers


At its 84th meeting, UP RERA discussed the status of compliance of its orders implementation by the developers. The Authority (UP RERA) fined nine developers Rs 1.4 crore for failing to comply with their order.

The penalty or fine were imposed on Antriksh Realtech Pvt. Ltd, Wave MegaCity Center Pvt ltd, AIMS Promoters Pvt ltd, Ansal Properties & Infrastructure Ltd, AVP Realty Pvt. Ltd, ATS Realty SA Ltd, Krishna Estate Developers Pvt. Ltd, Radicon Infrastructure and Housing Pvt. ltd, and Ratan Buildtech Pvt. Ltd and.

The authorities noted with annoyance that some developers did not follow their orders, however the authorities gave them enough time to do so. The authorities are constantly striving to ensure that their orders are carried out and providing justice to allottees as soon as possible. Punishing guilty promoters is an important step toward getting them to comply with authority orders.

Taking into account the above facts, the authorities have decided to apply appropriate penalties to builders to ensure that their requests are met and the interests of home buyers are protected.

The Authority, exercising its powers in accordance with section 38/63 of the RERA Act. This law gave the right to punish incompatible promoters up to 5% of the cost of the project and decided to impose a penalty against the promoters.

Rajiv Kumar, Chairman, at UP RERA said, “Uttar Pradesh RERA constantly makes tough decisions against ruthless developers to protect the interests of homebuyers. The authority fully committed to safeguarding the interests of home buyers. The regulator takes every possible measure to regulate the real estate sector in the state according to RERA law.”

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MahaRERA issues warrants for Rs 633 crore against errant builders


Over the past four years, the Maharashtra Real Estate Regulatory Authority (MahaRERA) has issued takeover orders of Rs 633 crore against misleading developers, with Mumbai’s suburbs bearing the greatest value. Action taken in coordination with 13 debt collection agencies, including those in Mumbai and Pune, included 717 such requests to expedite refunds to flat buyers.

The Mumbai suburb leads with 302 such recoveries, followed by Pune (162) and Thane (99). Warrants have been issued for 256 projects, of which 83 are in Pune, 63 in the suburb of Mumbai and 41 in Thane. Other collections involved include Raigad, Alibaug, Aurangabad, Palgar, Mumbai City, Nagpur, Satara, Nashik, and Sindhudurg.

According to sources, MahaRERA chairman Ajoy Mehta has initiated talks with the revenue secretary and district collectors to execute orders as soon as possible to help home buyers get their investment back. Under the Real Estate (Regulation and Development) Act, the adjudicating officers of MahaRERA issue recovery warrants against misleading developers. They are sent to collectors to confiscate property and recovery of dues.

Details of recovery warrants

MahARERA Secretary Vasant Prabhu said he would publish a list of recovery order details on the MahARERA website. Collectors are notified when arrest warrants are executed. The recovery process involves the collector issuing an attachment certificate. The property then confiscated and the developer has the option to repay the amount. Failure of repayment, follow the auction process. But activists say the orders are mostly on paper and that no one is following them and not executing them, leaving citizens in battle.

Maharashtra Societies Welfare Association Chairman, Ramesh Prabhu said, when MahaRERA issues a debt collection order and the defendant / organizer fails to comply, the recipients can file a request for non-execution of the order. The buyer may want to leave the project and invest elsewhere. These orders need to followed to build the trust of the citizens

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DDA extends the last date for its special housing scheme

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DDA extends the last date for its special housing scheme


The Delhi Development Authority (DDA) has extended the application deadline for the current housing scheme to March 10, 2022 due to the public demand and pandemic effect.

The Authority has extended DDA’s special housing scheme application deadline to March 10, 2022. With over 18,000 homes offered, the entire process, from application to special housing allotment, takes place online.

DDA Housing Plan was launched last year on December 24, 2021, and the application deadline was February 7, 2022. There are four categories of apartments in this plan: Economically Weak Section (EWS) or Janta Apartments. Lowest Income Group (LIG), Middle Income Group (MIG) and High Income Group (HIG). These apartments are located in Dwarka, Rohini, Narel, Yasol and other areas.

Flats available in the new special scheme are taken from old DDA’s inventory or those returned by previous auction allottees. The Ministry of Housing and Urban Affairs (MoHUA) has informed Parliament that most of the unsold DDA flats are located in the new district of Narela.

The Delhi Development Authority announced the plan through a newspaper ad. The advertisement states that the apartments are offered at discounted prices. A total of 18,335 flats offered under this regime, of which 205 are HIG flats, 976 are MIG flats, 11,452 are LIG flats and 5,702 are EWS or Janata houses. According to the DDA prospectus, the maximum sale price for the HIG apartment in Jasol is approximately Rs 2.14 crore.

The entire process from submitting an application to allocating an apartment according to the housing scheme took place online. Last year, the DDA allocated 1,353 apartments in a lottery on March 10, 2021 to its January 2021 housing scheme.

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6 Common home renovation mistakes that decreases your property value


Planning to renovate your home? Here are some common home renovation mistakes that can lower your property value.
Home renovation is a serious and expensive investment that should not be taken lightly. Many homeowners, when trying to renovate their home, tend to add too many personal items to the space. However, what you love so much about your home will not necessarily attract a potential buyer. In fact, it may even become their main source of disgust. Home renovation is supposed to increase the existing value of the home, but sometimes it can affect the resale price. Therefore, greater attention to market preferences when renovating a home becomes necessary to get a profitable business when selling.

Some common home renovation mistakes are-

Over Customizing:-

When renovating a home, many may overdo it with customization. People spend way too much on renovations to make sure everything looks according to their needs. Not all customization is good and comes with a number of drawbacks that can turn off potential buyers. Whether it is paint color, flooring, lighting, carpets, etc. Sometimes over-customization can affect or reduce the value of your home.

Overdoing textures:-

In the case of painting a normal wall several processes like sanding, base coating, gap filling, etc. are involved. Hence, to save extra money from sanding and sealing rough walls, many people cover them with textured items such as wallpaper and textured paint. Removing texture or wallpaper can be a daunting task, and most home buyers will refrain from buying a home with an upcoming project or low price. Therefore, overdoing texture can deter buyers.

Changing rooms layout:-

Sometimes to increase area many people combine two bedrooms in order to make a master bedroom. Increasing space is not a bad thing if you are not planning to sell your house. However this decision can backfire if you are planning to sell your house in upcoming days. Most home buyers want separate bedrooms for their children or parents. If you combine two small bedrooms into one, then it can be difficult for you to find a buyer and even get a fairly low price from them.

Installing additional electronics items:-

Having an embedded electronic system is rapidly gaining popularity among the buyers. From home theater systems, Alexa, and built-in music speakers, many people are now installing high-tech built-in electronics in their homes. However, the potential buyer may not be a big fan of such electronics items, and all your renovations can be considered a waste of space. Try not to take up a lot of space in your home, but instead make sure your target customer can enjoy it. This is one of the major home renovation mistakes that most people ignores.

Doing things on your own:-

Instead of consulting a professional help, many people tend to repair or renovate their homes by themselves. DIY renovations can include changing curtains, changing direction of shelves, rearranging beds, sofas, etc. However things can go bad in case of major renovations like electrical fitting, painting, plumbing, false ceiling installations, etc. DIY major renovations can result in decidedly poor craftsmanship, resulting in lower value for the home. A little personalization work is good, but the construction and repair of a house should be left to professionals. Buyers can quickly point out poor craftsmanship, and you may have to pay extra to have it repaired or see the overall value of the home fall.

Too bright or bold Paint Colors:-

Too many bright or bold paint colors can turn off any buyers thus, resulting in no sale. It is a simple but important decision to repaint a room before putting your home up for sale. While painting, select neutral colors to give buyers a blank canvas which can assist them in visualizing the home in their own style.


There are many more home renovation mistakes, such as developing a swimming pool, renovating only the kitchen or bedroom, and installing a fancy bathroom that can reduce the cost of your house. You need to calculate and avoid over-customization when you need to renovate your home. If you are planning to sell your property in the near or distant future, be sure to avoid these mistakes when renovating your home.

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Budget 2022: FM allocates Rs 48,000 cr to boost affordable housing!

Types of real estate investment in India

Budget 2022: FM allocates Rs 48,000 cr to boost affordable housing!


Finance Minister Nirmala Sitharaman announces the budget for 2022. Infrastructure spending expected to rise, but budget constraints leave little scope for concessions to households affected by the pandemic.

Finance Minister allocates Rs 48,000 crores for affordable housing in line with Pradhan Mantri Awas Yojana in rural and urban planning categories in the Union budget 2022-2023. Under PMAY-G, around 26.20 lakh homes were completed till November 25 in FY 21-22, and 4.49 lakh homes completed under PMAY-U till December 2021.

Promoting affordable housing-

Till 18th January 2022 around 2.17 crore houses have been approved and 1.69 crore houses were allowed to build from June 18. Under PMAY-G beneficiaries without land have the highest priority for housing allocation.

Finance minister further announced, in 2022-2023, 80 lakh houses will be built for certain recipients of Prime Minister Awas Yojana in both rural and urban areas. The central government will work with state governments to decrease the time required for all land and construction permits. Promoting affordable housing for the middle class and economically weaker sections in urban areas. We will also work with the sector of financial regulators to increase access to capital and reduce the cost of brokerage.”

Expert committee for Urban planning-

Nirmala Sitharaman also announced Rs 60,000 crore allocation for 3.8 crore households in 2022-23 for clean water under “Har Ghar Nal Se Jal Yojana.” The current coverage of Har Ghar, Nal Se Jal is around 8.7 crore. Out of which 5.5 crore households have received tap water in the last 2 years. A high-level committee consisting of urban planners, economists and urban institutions would be formed. This committee will provide advise on urban sector policy, capacity building, planning, implementation and management.

Key highlights of Union Budget 2022 for real estate

– States will be asked to accept land parcel identification numbers. Cross-border solution of changes in IBC, voluntary liquidation of the company reduced from 2 years to 6 months.

– The construction of 80 lakh houses will be completed by 2022-2023 for identified recipients of Prime Minister Awas Yojana. 60,000 households will be identified as recipients of Prime Minister Awas Yojan’s assistance in rural and urban areas.

– The government’s effective capital expenditure is estimated at Rs 10.68 lakh crores in 22-23, which is about 4.1% of GDP. Sovereign green bonds will be issued to mobilize resources for green infrastructure.

– Union budget investment increased by 35.4% to Rs 7.50 lakh crore in 2022-2023 i.e, 2.9% of GDP.

– Implementation of modern building bylaws, Transit Oriented Development, and Town Planning Schemes would facilitate reforms so that people live and work closer to mass transit system.

– A high-level committee composed of accredited urban planners, urban economists and institutions will be formed. The committee will make recommendations on urban sector policy, capacity development, planning, implementation and management.

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The new MahaRERA rule help home buyers to track project status


MahaRERA recently issued a circular requiring promoters to provide different types of certificates. These certificates would be from engineers, architects and chartered accountants to the banks. With a copy to the real estate regulatory authority before withdrawing any amount received from the buyers, stating that the payments are in proportion to the percentage of construction completed. The amounts received from the allottees deposited to a separate account.

MahaRERA will upload these certificates provided by the architect and engineer to its website for the convenience of home buyers. This will mean that the home buyers can see the exact status of the project. For example, the amount of construction completed and costs incurred. Previously, the promoter had to receive certificates, and it was only necessary to submit a self-declaration to the bank.

Promoters must also verify their account separately within six months of the end of each fiscal year by a CA. They must also submit an account statement duly certified and signed by the CA. The audit by CA will confirm that the funds raised for a specific project have been used for that project and that the withdrawals correspond to a fraction of the percentage of work completed. This new rule applies to both ongoing, new and upcoming projects.

More financial transparency

The promoters are, in accordance with section (2)(l) D of section 4 of the Act, obliged to deposit 70% of the money raised for the project of the buyers in a separate account in the specified bank. This money used only to cover construction costs, land and other construction costs. To ensure that withdrawals are proportional to the percentage of project work performed. The developer must provide certificates from the engineer, architect and CA (Chartered Accountant) to MahaRERA, other than the bank, at each withdrawal until the project completion certificate is received.

The 2017 Maharera Circular allowed the organizer to make only one self-declaration every quarter. Instead of issuing these three certificates each time on every withdrawal from the bank account. Lawyer Anil D Souza, secretary of the Maharashtra State Bar Association, said, “MahaRERA has not only brought more transparency to the financial aspect of project management. But has also placed a greater responsibility on the promoters along with the engineer, the architect, and CA certifying at each step. Previously, home buyers were unable to know the status of their money, once they have invested in a project. But with this regulation, the authorities can regulate and track the dishonest practices of builders.

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416 Housing Plots Up For Grabs Near Airport Site

A residential plot scheme launched by the Yamuna Expressway Authority in December nearby Jewar airport closed on January 24 with over 30 times more responses.

Against 416 plots on offer in sectors 16, 18 and 20 of YEIDA, which are 6 km from the nearest airport. The authority received about 13,888 applications, officials said Wednesday. Plots range from 120 to 500 square meters and from 1000 to 4000 square meters and demand circles rate from Rs 17,400 to Rs 17,800 per square meter.

No more than 7,000 applications for 120 sqm of land and at least two applications for 500 sqm of land were received. Interestingly, the largest plots of 1000, 2000 and 4000 square meters attracted only 128, 27 and 21 bidders, respectively. The draw will take place after the model’s code of conduct is repealed, officials said.

Shailendra Bhatia, OSD to YEIDA said, approximately 13,889 applications received for 416 plots offered under the scheme. This number may increase after the data is consolidated. The circle rate for plots up to 200 square meters is Rs 17,800 per square meter and Rs 17,400 for plots over 200 square meters.

“This excellent response is a sign of the interest that many people have in the Yamuna Expressway area. In addition to the future of Jewar Airport, interest has also increased due to the launch of various development projects, including International Film City, industrial parks and a high-speed train project, ”added a senior YEIDA official. Also earlier, YEIDA published a city plan for 440 plots.

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Maharashtra removes tax on residential properties up to 500 sqft!

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Maharashtra removes tax on residential properties up to 500 sqft!


On Saturday, New Year’s Eve, the Maharashtra government announced that it has completely removed property taxes for residential properties of up to 500 sqft in Mumbai.

Chief Minister Uddhav Thackeray announced the decision earlier in a meeting. According to the statement, CM has asked management to implement this decision immediately. On Saturday, Thackeray held a virtual meeting with Shinde, Mumbai district guardian Minister Aslam Sheikh, Mumbai suburban district guardian minister Aditya Thackeray, Mayor Kisori Pednekar and Chief Secretary Debashish Chakrabarti.

Eknath Shinde, Urban Development Minister quoted that, this tax waiver would benefit more than 16 lakh homes owners who live under 500 sqft in Brihanmumbai Municipal Corporation (BMC). Shinde said Shiv Sena, which rules the BMC, fulfilled an important guarantee he gave ahead of the 2017 BMC election.

The official said that after the launching of this scheme, BMC is expected to lose Rs 468 crore in revenue. BMC expected a property tax increase from Rs 6,738 crore in 2021-2021. But was able to raise Rs 4,500 crore due to the covid pandemic and the closure. BMC expects property tax of Rs  7,000 crore to be levied in 2021-2022.

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CREDAI to boost real estate investment during Rajasthan summit-2022


On Wednesday the Jaipur Development Authority (JDA) met with the Confederation of Real Estate Developers Associations of India (CREDAI), Rajasthan. The purpose of this meeting is to provide job opportunities and attract domestic investors during the Invest Rajasthan Summit 2022.

Several officials believe after the meeting that there will be new opportunities for industrial development and employment in Jaipur’s tourism sector. At the meeting, a leading developer from Jaipur announced that his group will invest around Rs 10,000 crore during the Invest Rajasthan summit in 2022. The group will begin work on the second phase of the Mansarovar amusement park. In addition, a medical college will be built within a 10 km radius of the established medical hospital on Shipra Path in Mansarovar.

In addition, three industrial cities also established in Jaipur City, where about 2,000 companies will be established. Also, two integrated buildings will be built with about 3,000 plots. The group said it would also set up an IT center where the company’s offices in the cities of Chennai, Bangalore and Hyderabad would be available. In addition, these plans will also contribute to the development of housing construction.

The group informed the community that we will build two shelters for working women on the Jagatpura-Tonk road. In addition, a private golf course will be built on the way to Delhi.

Authorities making efforts to increase real estate investment! 

Other developers of CREDAI (Confederation of Developers’ Associations of India), who attended the meeting. They asked for the development of residential and commercial townships.

Jaipur Development Commissioner Gaurav Goyal said: “Rajasthan is a state with enormous industrial potential. Investment in the Rajasthan Summit in 2022 not only leads to the development of Jaipur, but will also create new job opportunities.”

Chief Minister Ashok Gehlot, in the 2021-22 budget announced that an investor summit would be organized to attract more and new investors to the state. The authorities are making an effort to increase investment in the real estate sector.

According to an official, several CREDAI members offered to provide concessions and incentives for water and electricity connections a municipal development memorandum and a proposed scheme. “After receiving feedback from various participants, the issues will be resolved at the JDA level. The issue that the JDA cannot resolve, referred to the state government.

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EMI for Homebuyers may inflate due to stuck registries of flats in Noida

Along with delayed housing projects city buyers have got a new problem. As registries of thousands of apartments stalled, homebuyers began receiving messages from banks demanding an additional 2% per annum at fixed prices. Both state-run and private banks are sending the notice.

These notices from the bank indicate the reason for the delayed registration of the apartment. They referred to certain matters mentioned in the letter of sanction, which was signed between the buyer and the bank at the time of the home loans.

Under these conditions, the buyer of the apartment must present the documents in connection with the conclusion of the sales deeds no later than 60 days after being offered the possession letter by the developer. If no document submitted, the buyer must pay an additional interest of 2% per year in addition to the applicable rates. As the bank will charge mandatory interest rates and increase the balance on a monthly basis. The non-payment of these fees may affect the buyer’s credit rating in the future.

Buyers of apartments in the sectors dedicated to the development of Sports City have suffered the most. Many buyers who sent new messages approached the district’s central bank manager to intervene.

Issues between Noida Authority and Private developers 

Narendra Kumar, central government official, bought a 3 BHK apartment in Civitech Stadia in sector 79 in March 2017, said. “Several months ago, I received a notice from my bank that I should pay additional interest. Since I did not submit sale deeds after receiving possession of the flat, they quoted part of the agreement letter. Kumar paid Rs 68 lakhs for his apartment for a loan of Rs 58 lakhs. Kumar monthly EMI of Rs 56,500 can be increased by at least Rs 5,000 if an additional 2% interest applies.

Narendra Kumar received a loan five years ago, said he was responding to the notice and awaiting a decision soon. The buyers of the Sports City project were offered their own apartments. They have been living in them with their families for the past three years. However, due to issues between the Noida Authority and private developers who develop residential complexes in sectors 101, 78, 79, 150 and 152, the execution of sales contracts or registrations has been delayed.

Even after paying the land premium, the developers of the Sports City project are not able to sign a tripartite agreement with the Authority and the buyer, as they have not built the infrastructure or sports facilities in accordance with the rules.

Vedas Ratna, manager of the Lead bank, said that a meeting will take place in the near future. We are talking to more banks and we will accept applications from affected buyers in a meeting with the district magistrate. We may need to contact the Reserve Bank of India for further instructions.

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5 Different types of real estate investment in India | Investing in property


Planning to invest in real estate in India? Before you get started, you first know the types of real estate investments available in the Indian market. Real estate investment is considered as one of the most profitable businesses. Sometimes a property may bring instant cash in rare cases, such as a sudden increase in value due to market reasons or due to the unique location of the property. While in some cases an investor has to wait a long time for the land or property to increase in value. The demand for real estate has increased markedly compared to the supply in the current market. Thus, making this the perfect time to start your investment.

Some types of real estate investment in India are-

Raw land-

Raw land usually refers to undeveloped land or agricultural land. Many investors saw this as a good investment because it is tangible and has limited resources. In addition, buying land will save you from the hassle of repairs and the worry of theft or damage to property. Compared to buying a house or warehouse, land can be a much cheaper investment. The main disadvantage of this, however, is that it can not generate revenue alone.

Residential real estate-

Residential properties refer to any property used for residential purposes. These include independent homes, apartments, and duplexes. Residential real estate is ideal if you want to build your dream home or start a family. Real estate in the form of apartments is still in high demand due to its convenient location and access to nearby important locations such as shopping malls, hospitals and shops. In terms of profitability the residential real estate is a good investment option.

Commercial real estate-

Commercial property refers to any real estate whose primary motive is to provide business operations and services. Generally these properties include residential complexes, office towers, petrol pumps, hotels, hospitals, parking lots, etc. In this types of real estate investment in India, the investors are usually entrepreneurs or business owners who want to build their brand in a specific location or want a workspace for their employees. In this type, most of the profits are generated from rental income of the property.

Industrial real estate-

Industrial properties are defined as all areas, buildings and other objects on which industrial activity is carried out. These include warehousing, production, assembly, manufacturing, research and distribution of goods or products. The zoning laws usually specify in which areas of the city these facilities can be designated. So that they do not interfere with residential areas and other nearby areas while in operation.


The Real Estate Investment Trust (REIT) manages or owns commercial real estate that generates income. REITs are one of the most effective assets in the real estate market, which can fetch you a higher return on investment. You can select different types of REITs to get the most out of your portfolio. Such as office, retail, healthcare, and housing. One can invest in these companies through an exchange traded fund or an investment association. The special thing about this type of investment in real estate and land is that they benefit from the state’s exclusive tax treatment, and the income that the investor receives is higher and easily converted into cash compared to other forms of investments.


Real estate is without a doubt an attractive investment. However these different types of real estate investment in India come with their own risks and rewards that an investor should carefully consider before investing. There are several real estate options on the market, residential real estate is still one of the most popular options. One should not take an impulsive decision because the amount involved in real estate investing is huge. Many realize the economic benefits and reap the rewards in the long run.

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8 Effective Tips to buy your dream home with a single income!


Buying a home with a single income can be challenging and daunting task for some home buyers. Even if you buy your first home, it is a good option to own a home with a single salary with a little financial overview. Since you need to spend a significant amount of money to invest in real estate, there are many factors you need to consider to ensure a good return.

Different home buyers have different intentions of investing in real estate. For some people, it may be a dream home that they would like to buy. While for others it may be a profitable investment for the future. Therefore, it is more important to understand your needs when investing in real estate. Here are some important points that can help you buy a house with only one income.

5 Tips to buy your dream home with a single income source!


The first tip is to evaluate and complete the process of estimated budget. Properly examine the market value of property you are planning to buy. For example, if you are looking for a 2-bedroom apartment, research the prices for such projects from different builders. Also look for estimates of additional costs such as interior and maintenance costs. This will give you a rough estimate of the required budget.

Down payment and Credit Profile-

In India, the government allows a maximum loan of 80%, which means you have to put a 20% down payment for your home. You should start saving as soon as possible if you are planning to buy your dream home. Another tip to buy your dream home with a single income is to maintain a decent credit history. Here are some tips to help you maintain a good credit history:

Make sure to pay off all previous loans before applying for a home loan.
Try to avoid any expensive purchases before applying for a loan. A purchase before applying for a loan should not exceed Rs. 64,000.
Maintain a good credit score by paying your credit bills on time and also try to make your debt to income ratio.


Location is an important factor in determining the value of your investment. In real estate, investing in a perfect location is the most important step. This could be your hometown or the place where you work. Generally remote locations will be cheaper than locations in a thriving city. Therefore, depending on the purpose of your investment, choose the place that suits you. If you prefer living in a quiet and green area, away from the noise of the city, consider buying a house or land in the suburbs. However if you like living a modern lifestyle close to your workplace, then invest in an affordable apartment.

Co-borrower or guarantor-

Having a co-borrower or loan guarantor can sometimes help you overcome the loan process hurdle in case you do not have a very long credit history. When assessing the application, the lender will take into account the co-borrower’s credit history, assets, and income. Your co-borrower not only helps you apply for a loan, but also helps you get the best loan terms. Thus, helps you buying your dream home with only one income source. Be aware that your co-borrower become responsible for the payments and hold a joint title of the property with you if you do not pay off the loan amount.

Adequate Market Analysis-

Knowing the latest market trends, interest rates, prices, and policy changes will enable you to understand the market situation and accordingly plan your investment. You should conduct a proper analysis of the market trends to protect yourself from any real estate fraud. Compare and find out pros and cons of different types of real estate. You should not blindly trust any agent or broker you know. Always seek a second opinion from a certified real estate consultant before committing to a financial transaction.

Government Policies-

Keep an eye out for changes in government tax policies, home loan policies, interest rate fluctuations and other government exemptions. Checking the policy changes is crucial when buying home with a single income to avoid major problems. Check the applicable property rules set by the government so that you are well informed about the necessary legal procedures. In India, for example, real estate must now be registered under the RERA Act, which protects the rights of the buyer and provides greater transparency in real estate transactions.

Choose best EMI plan for you-

EMI tenure is probably the most important factor to consider when applying for a home loan. Check how much you can afford to pay each month on a mortgage. For your family to function smoothly, the EMI of home loan should not exceed 40% of your net income. Consider increasing your EMI for a shorter loan period if you have additional sources of income in addition to your monthly salary. According to real estate experts the best term for a home loan is around 15-20 years.

Property type-

It is important to decide the type of property in which you are investing.The price of properties varies and depends on size, location, age and type of property. In addition, prices will vary depending on the number of rooms, facilities and the quality of the materials used. Investing in a ready to-move-in apartment or an existing apartment is a great way to generate monthly income. Since you can rent them out easily after buying the property. On the other hand, under construction projects will cost much less than the cost of completed projects in the city.


So, these are some important points that you should remember before buying your dream home with a single income. The Indian real estate market is saturated with several types of real estate, ranging from apartments, plots, villas and commercial premises. According to real estate experts, preliminary market research can help you focus on the ideal property.

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