Land Tax Online Payment Kerala

For Kerala’s Local Self Governments’ revenue and license systems, Sanchaya is a software suite for e-governance. In Kerala, property and building taxes are payable online with the help of Sanchaya online services. The Local Self Government (LSG) department of Kerala can efficiently collect fees, levies, and taxes thanks to the Sanchaya online system.  

Kerala’s Sanchaya online services include: 

  • Know Your Sanchaya Tax (property tax) 
  • Online Payment of Property taxes and levies
  • Application of Ownership Certificate
  • Application for Building Age Certificate 
  • Rent to civic bodies 
  • e-Filing 
  • (D& O License) Dangerous and Offensive
  • Using the Plinth Area, find property taxes
  • Payment of utility bills (for telephone, electricity, or water)
  • Taxes on professions, rental spaces, and entertainment (movie)

Fast Payment Sanchaya 

Users can use the Sanchaya Quick Pay facility alongside the standard online payment method for Sanchaya tax. Without logging into the system, you can use the Sanchaya Quick Pay facility to pay Sanchaya taxes online (Sanchaya Online). A property taxpayer may pay Sanchaya tax as a visitor by using the Sanchaya Quick PAY. Use the Sanchaya Quick Pay facility to pay your Sanchaya taxes online by following the steps below: 

  • Visit the Sanchaya Quick Pay website at is your first step. 
  • The taxpayer must complete the information on this page, including the District Name, Local Body Type, Local Body Name, Ward Year, and Ward No./Door No./Sub No. 
  • Click “Search” after entering the necessary data. 
  • Information about unpaid real estate taxes and the Sanchaya Quick Pay option will be visible. 

The choice for Sanchaya Quick Pay transaction history is also available to property taxpayers. This page will display previous Sancahya Quick Pay transactions. 

Login to Sanchaya: How do I sign up for the Sanchaya Portal in Kerala 

You must register on the Kerala government’s Sanchaya tax online portal to use the Sanchaya portal’s services. You can access the system and use the Sanchaya online services after creating a login ID and password on the Sanchaya portal (Sanchaya Login). To register on the Sanchaya online, follow these steps: 

  • Visit the Sanchaya Kerala’s official website 
  • The following choices will be available to you on the home page: 
    • Sanchaya Login for Citizens 
    • Sanchaya Login, the official login
    • Dashboard
    • Digital Statistics
    • Institutions that accept e-payments
  • Select “Citizen Login” from the menu. 
  • After clicking on it, it will direct you to the Local Self Government (LSG) of Kerala’s 
  • Select the “Payment for registered user” option from the menu. Click the “New User Registration” link if you have not registered yet. 
  • Enter your full name, email address, mobile number, and the captcha code under the New User Registration tab. 
  • After completing the form, press the submit button. On Sanchaya Online, you will qualify as a user. 

Login to Sanchaya Tax: Registration Verification 

You can verify your registration on the Sanchaya Tax website. You can verify whether or not you have registered as a user on the Sanchaya portal once you have done so. To confirm registration, take the following actions: 

  • Visit Sanchaya Kerala’s official website at 
  • Select “Citizen Login” from the menu. 
  • This choice will direct you to the Local Self Government (LSG) of Kerala’s website at 
  • Select the “Payment for Registered User” option from the menu. 
  • At the bottom of this page is an option to “Confirm Registration.” 
  • After clicking the Confirm Registration button, a new window will open. 
  • Enter your email address, registration code, and captcha code, then click the Submit button to confirm your registration for Sanchaya online in Kerala. Click the Submit after you have finished filling out the form. 

The screen will show the status of your Sanchaya online registration.  

How to Use the Sanchaya Portal to Make a Sanchaya Property Tax Online Payment?

Kerala Sanchaya aims to streamline the licensing, utility bill payment, property tax payment, and approval processes online. With Sanchaya Online, the previous labor-intensive and complex process is now entirely online. A user can seamlessly pay the property tax online in the following steps- 

  1. Visit the Sanchaya portal of Kerala’s official website at
  2. Select “Citizen Login” from the menu. (Sanchaya Login) 
  3. A new window for Kerala’s Local Self Government will open. 
  4. Select “Payment for Registered User” if you are a registered user. 
  5. Type in your registered Username and Password to log in to the system. 
  6. Choose the corporation, gram panchayat, or municipality by your search preference. 
  7. From the drop-down list, choose District.  
  8. Click the Search button after choosing the District and corporation. The screen will show the online Local Governmental institutions. 
  9. Select the button next to the EPay button. 
  10. The next window will appear. 
  11. Click on the Quick Pay button. 
  12. Click the search button after choosing the Ward Year and the Ward Number/ Door Number/ Sub Number. 
  13. The form below will display information about the property and the property taxes. This will include details like the period, the heads, and the amount for each head. The total amount of tax due will also be displayed. 
  14. You can pay the property taxes after receiving the relevant information. 
  15. Enter the captcha code, mobile number, and registered email address. 
  16. Select the Pay Now button. 
  17. You can make online payments using a credit card, debit card, net banking, UPI, RTGS, Neft, mobile wallet, etc. 

The Sanchaya portal in Kerala has made paying property taxes easier, quicker, and more cost-effective. 

Sanchaya Online Portal’s Features in Kerala 

Here are the main components of Kerala’s Sanchaya tax online portal. 

  • Quick Registration: The portal provides a quick registration feature for various user types, such as citizens and government employees. Users can quickly register on the portal by entering their basic information, such as name, email address, mobile number, etc. 
  • Variety of Services: For simple online tax and utility bill payments, check out the Sanchaya tax portal. E-filing, property tax searches, ownership certificate applications, age certificate applications, quick payments, and other services are among them. 
  • Help and Support: The portal also has a help and support section where users can find the email address and phone number of the helpdesk. The best part is that they can get in touch with the support staff to get answers to their questions. 

Bungalow on Rent in Mahabaleshwar

Mahabaleshwar is a stunning hill town in Maharashtra, India’s Western Ghats. All the bungalows available for rent make visitors feel comfortable and happy during their stay. Here are some typical features you can anticipate to find, though specific amenities  may vary between properties: 

  • Bungalows typically have multiple bedrooms and bathrooms to accommodate larger families or groups. 
  • Bungalows in Mahabaleshwar have fully functional kitchens where guests can prepare meals and snacks. Appliances like refrigerators, stoves, microwaves, and standard cooking utensils often appear in kitchens. 
  • Bungalows frequently have roomy living spaces with cozy seating options, like sofas and armchairs. They might have a dining area with a table and chairs for family gatherings and parties. 
  • Bungalows in Mahabaleshwar often feature outdoor spaces such as gardens, balconies, terraces, or verandas. These areas provide opportunities for relaxation, enjoying the surrounding views, or having meals outdoors. 
  • Bungalows typically offer parking spaces for guests, ensuring convenience for those traveling by car. 
  • Many bungalows provide entertainment options such as television with cable or satellite channels, DVD players, board games, or indoor/outdoor sports equipment. 
  • Wi-Fi access is commonly available in bungalows, allowing guests to stay connected during their stay. 

If you’re looking to rent a bungalow in Mahabaleshwar, here are a few options you can consider: 

  • Bella Vista Resort: This resort offers bungalow-style accommodations with spacious rooms and modern amenities. It is located amidst lush greenery and provides a serene and peaceful environment. 
  • Mahabaleshwar’s West Valley Villa is a private bungalow that is for rent. There are cozy accommodations, a fully functional kitchen, a garden area, and a terrace. Families or groups looking for a private and roomy lodging option should consider it. 
  • The Elysium Resort offers bungalow-style rooms with modern decor and beautiful views. It has a restaurant, a garden area, and a pool. The resort is close to well-known locations like Wilson Point and Lingmala Waterfall. 
  • Pratap Heritage: This heritage bungalow provides a unique stay experience with its old-world charm and architecture. It offers spacious rooms, a garden area, and a veranda where guests can relax and enjoy the surroundings. 
  • Bella Casa Bungalow is a private bungalow in Mahabaleshwar that is for rent. It has tastefully furnished rooms, a fully functional kitchen, a garden area, and a terrace. It provides a cozy and welcoming place to stay. 

West Bengal Khatian Plot Information by Name

Here, we will explain how to obtain land records using the “Banglarbhumi” (Bengali for “land of Bengal”), the name of the official West Bengal online land records website. We will explain how to access the official website to find all the information you need online. 

The “Land & Land Reforms Department Government of West Bengal launched the website Banglar Bhumi, which is the best way for everyone to get all types of land records, ROR, Fard, Online Khata Khatauni, Mutation, Jamabandi, etc. So tell us about yourself, how this website functions, and how you can use it quickly and easily obtain information.  

Information about the Khaitan and plots 

The largest land records website, Banglar Bhumi, was created with assistance from the West Bengal NIC team and is managed by the government revenue department of West Bengal. There was information for the entire state for more than 42,042 Mouzas and 4.30 crore Kahitans. Over 70% of people reside in the village outskirts and come from farming families. 

According to the most recent survey conducted by West Bengal’s revenue department, the state has more than 30,00,000 Patta users. Therefore, giving each person the information is challenging. The official website of Banglar Bhumi provides the answer to all of these problems. From there, you can access any data about your land and property by giving the owner’s name and specifics of your property.

Search by name for West Bengal Khaitan and Plot Information

Visit the BanglarBhumi website and click on Khaitan and Plot Information. It will take you to a page where you must complete some of the steps below to check your online land records. 

  1. Log in to 
  2. You can access the “Know Your Property” tab from the main menu. 

The “Know Your Property” option can be found in the main menu when you first access the Banglarbhumi web portal. To check Khaitan plot information, click on this option. 

You must provide Mouza with identification after visiting the page District, Name, Block Identification, and Mouza.

You must use one of two methods to search your Khaitan and plot details after choosing all three boxes (from the pull-down menu): Search by Khaitan, Search by Plot. 

You must enter your Khaitan bummer, complete the captcha, and click the “view” button to contact the Khaitan. 

The website page will display Khaitan information once you click the View button. You can get the Khaitan information, including the owner’s name and address. 

You can quickly check the plot information if you want to. You must choose “Search by Plot” to accomplish this. Click the view option after entering the plot number and captcha code. 

You will receive full details of the plot information, including the plot number, classification area of the plot, and other information on the website, after entering the plot number and captcha code in the Banglarbhumi Portal. 

Fair Value of Land in Kerala

Kerala’s fair market value for land forms the basis for calculating the registration and stamp duty fees. Prices depend on the area, the circles, and other amenities provided. Based on the air value, revenue from property transactions also exists.

Fair value and market value are different. 

Kerala’s state government determines the fair market value of land. In Kerala, on the other hand, the marketplace, which depends on the supply and demand scenario, determines the market value of the land. If the decided transaction value of the land is less than the fair value of the land in Kerala, the land’s value is less than the fair value of the land in Kerala. The land’s value typically plays a role in deed registration and stamp duty. As a result, 

As a result, the fair value of the land in Kerala, also known as the consideration amount, is used to calculate registration and stamp duty fees. Consideration goes to the higher one. 

Application and significance of Kerala’s fair market value of land 

The overall valuation is sufficient for completion based on the fair value that existed on the date of execution of the document in transactions where the parties executed the sale deed before the revision of suitable value. The fair land market in Kerala will determine the stamp duty for registration. 

Kerala’s process for determining the fair market value of land 

You must carefully follow the steps below to check real estate’s market value in Kerala.  

Step 1: Go to the IGR Kerala website to complete every request. 

Step 2: Choose the district, taluk, and village from the drop-down menu. To continue, you must make one of these decisions. 

Step 3: Choose Desam, the block number, the types of land, the survey number, and any necessary information. 

Step 4: You need to click on the tab ‘View Fair Value and then it will take you to an altogether new page where you can access the displayed results on your device’s screen. 

The earlier notification must reflect the most recent adjustment to Kerala’s fair market value of land. Additionally, you must unavoidably read the disclaimer page on the IGR website. The department declares that any inaccurate information on this website is not its fault. All users should check the original notifications sent by the collectors or RDOs to confirm the rates listed on the website. 

SBI Loan for Land Purchase

A borrower can purchase a plot of land for construction thanks to this SBI plot loan, also known as a land loan. Nevertheless, construction must begin within five years of the loan approval. The maximum amount available under this SBI land loan is Rs. 15 crore. 

Aspects of an SBI Plot Loan 

  • The interest rate on the SBI plot loan is competitive and reasonable. 
  • Additionally, this land loan has a minimal processing fee. 
  • There are no additional fees when applying for an SBI land loan. 
  • The daily reducing method is to calculate the interest on the SBI plot loan. 
  • The time frame for repayment is up to ten years. 
  • For female employees, SBI Realty Home provides an interest rate discount. 

Interest rates for SBI Plot Loans in 2023 

The following interest is in effect for SBI plot loans as of August 20, 2022: 

CIBIL Rating Land LoanLand Loan 
Time LoanCRE Term Loan 
800 and above 8.35%8.55%
>NTC/No CIBIL Score/-18.55%8.75%

Interest rates for the first five years are as mentioned above. 

  • For those who fall back between Risk Grades 04 and 6, the interest rate will increase by ten basis points. 
  • Individuals without a salary account with SBI will receive an additional 05 bps. 
  • Women will receive a five bps interest rate concession. 

Fee for SBI Land Loan Pre-approval 

  • The investigation and search report will be subject to an advocate’s fee. 
  • The valuation report will also be subject to a valuer’s fee. 

Fee for SBI Land Loan After Approval 

  • The loan agreement will be subject to stamp duty fees. 
  • The borrower will be responsible for paying insurance fees. 
  • The borrower will also be responsible for paying the registration fee. 

SBI Plot Loan Qualifications

  • The SBI plot loan applicant must be a resident of India. 
  • The applicant must be at least 18 years old. 
  • The maximum age of the applicant is 65 years. 
  • The SBI plot loan has a 10-year maximum loan term. 

Required SBI Plot Loan Documents 

  • An identification card from the employer 
  • Complete loan application
  • Three photos in passport size
  • Identity proof includes a passport, voter ID, PAN Card, and a driver’s license. 
  • Telephone bills, voter identification cards, electricity bills, property tax receipts, and passports serve as proof of residence. 
  • Non-salaried applicants must provide proof of their business address. 
  • For the past six months, provide a bank statement or passbook statement. 
  • Signatures of identification from the current bank
  • Personal Assets and Liabilities Statement
  • If the applicant is salaried, the employer must provide a salary statement. 
  • ITRs for the previous two years, from 16
  • In the case of self-employed applicants, receipt of income tax paid
  • In the case of a self-employed applicant, a copy of income tax returns

The submission of additional paperwork (for self-employed and salaried applicants) 

When applying for the SBI plot loan, salaried and self-employed applicants must submit a few extra documents. 

For Salaried applicants: 

  • Original salary certificate issued by the employer
  • Copy of the last two financial years’ IT returns, acknowledgment by the IT department, and Form 16 TDS certificate

Self-employed candidates: 

  • A copy of the challans showing the advance income tax payment
  • Copies of the last three years of I.T. returns or assessment orders

The necessary documentation for the guarantor 

  • Personal Statement of Assets and Liabilities
  • Two photos in passport size 
  • Identification papers
  • Evidence of residency 
  • Evidence of the business 
  • Signatures of Identification from the current bank

The plan of a Building can be Protected by

It is disappointing that after you showed your model homes or custom floor plans to potential clients. Unfortunately, this occurs far too frequently in the residential construction sector. However, by being aware of the copyright protections in place and taking extra care and precautions during the initial design stage, builders can better position themselves to deter or even stop customers from copying their plans. You can safeguard yourself from unwanted, time-consuming, and potentially expensive copyright infringement claims by having some knowledge of copyright laws. 

What is Protected? 

Any original expression fixed in a tangible medium stands by copyright law. It means that, in general, copyright law protects anything ORIGINAL that you create by drawing, writing, typing, painting, recording, or creating something digitally as soon as you put it on paper, save it to the “cloud,” or even just draw it on a napkin. It includes any unique floor plans, illustrations, and sketches you create. Creating a floor plan will grant access to a unique one. 

To obtain copyright protection, remember that your plans must be original or distinctive in some way. Instead of using custom plans created by a different party or replica of a unique house you visited, the designs should be your creation. The distinctive, non-functional components of your designs offer copyright protection. The plans you want to protect should include more than just the practical, typical layouts in all “cookie-cutter” home plans. Unless there is significant customization, it is unlikely that the typical split-level starter home will include many items covered with copyright. 

Why is this Crucial?

Possessing copyright gives you the sole authority to build the plans, as well as 

  • copy them, 
  • create other custom plans based on them
  • Most importantly, produce copies of them.

You and you alone have control over a copyright if you own it. Without your consent, the customer who toured your custom-built spec home or looked at your floor plan at the home show can’t recreate your plans or build the same house without violating your copyright and causing you harm.

How Can I better Safeguard myself? 

Even with these safeguards at your disposal, you should still think about taking extra measures to alert others to your rights in the plans after their development. 

Write it down. 

The copyright for the plan belongs to whoever produced or sketched it out. If you frequently hire outside architects or engineers to create your drawings and plans, problems may occur. You must confirm in writing before the development of the scheme begins with the third party that all ownership in the designs, including the copyright, is a work for hire and is assigned to you if you have an original idea or plan that an artist, architect, or engineer helps you finalize. 

Like this, you should consider establishing ownership of the plans with your prospective client by signing a Design Agreement. The client may claim ownership of or joint ownership alongside you of the ideas if they are working with you to develop a unique, customized plan. Although you might want to license the design or build homes with features similar to other people, the customer might be allowed to use the blueprint to construct their own home. The rights to the designs have to be made clear in a signed, written agreement with the client to guarantee that you have the copyright. 

Plan Registration

Make it a habit to submit your plans for approval to the US Copyright Office. Online registration is available. Although copyright registration is not required to win a copyright strategy, it does act to inform others of your rights and provide documentation of the time of the creation of the design. Registration is also necessary to file an infringement lawsuit in Federal Court. You also have the chance to obtain additional remedies like statutory damages, court costs, and attorneys’ fees if you register before someone copies your plans. 

Implement Copyright Notices

Customers frequently ask another architect or builder to use the plans you gave them. You can persuade third parties to think twice before copying or using your designs without first being in touch with you by including a copyright notice on all copies of your plans. The copyright notice need only include your name, the date you created the procedures, and the phrase “All Rights Reserved” in the footer of each page. The plans should include a disclaimer that says they can only be copied, duplicated, or used with your prior written consent. 

How Can I Stay Out of Trouble? 

You should take precautions to ensure that you do not infringe on the rights of the other party’s protected works, just as you should protect your plans. 

Ask about the origin of the country’s plans. 

If a client, architect, or other third party gives you any plans, sketches, or drawings and asks you to build something for them or finish the designs for their property, be sure to ask where they got the plans from and if you can, them to confirm in writing that they have the right to use them and that they will hold you harmless if they don’t. If you copy someone’s original third-party plans, even if you are unaware of the source, you might find yourself accountable for copyright infringement. If the designs contain the logo or name of any other architect, or if it appears that such information has disappeared, proceed with caution and conduct further research before using the plans. 

Legal Variations cannot stop infringement. 

Remember that infringement requires that the plans be substantially similar to occur. Therefore, simply altering the size of a room or moving a window or door or two in an original custom plan without the copyright holder’s consent usually will not prevent a court from finding that you infringed on the original work when building or developing designs from an existing set. It is a general misconception within the industry. 

Even though copyright law and your rights are frequently ambiguous subjects, the information above will better prepare you to protect your intellectual property assets and the money you’ve invested in distinctive custom home plans. 

Plan of Residential Building

An engineering or architectural drawing set known as a building plan is necessary to explain the proposed construction of a building. It also serves requests for approval to notify the appropriate authority. A building plan shows everything, including the surrounding property and the arrangement of the rooms, doors, and windows. Because it is too technical for the average to understand, you should read this blog to learn how a building plan functions instead: 

What is a residential building plan? 

A residential building plan aids in envisioning the project before it is known as the site’s blueprint. Elevations, electrical and plumbing details, floor plans, structural plans, cross-sections, and landscape sketches make up a building plan. It is frequently consulted by civil engineers and architects when constructing a building. 

Types of Residential Building Plans 

I will share with you various residential building plans and designs right now. We are aware that many types of residential buildings, including: 

  • Office structure
  • Industrial buildings 
  • An apartment complex
  • Bungalows, etc. 

These capabilities can be in communal spaces or rooms or have specific rooms for each work. It depends on the type of residential structure. 

A residential building typically has a drawing room, a dining space, a living room, a sleeping area, a kitchen, and an area of convenience. 

Industrial building: This building houses contemporary activities for various residents and usually sits near important transportation corridors outside of city areas. Modern stops can consist of mechanical structures that can fall into one of four categories: 

  1. Significant assembly: highly modified buildings with the tools and supplies manufacturers need to work on and finish projects. 
  2. Modern, flexible structures that typically combine office and mechanical space are known as “flex mechanical” structures. 
  3. Mass stockroom: these typically enormous buildings serve as circulation hubs. 
  4. Light get-together: These commercial properties are not altered and can easily change their configurations. The gatherings of items, stockpiling, and office space are common uses.  

Office Building: 

These are both single- and multi-tenant office buildings, and many are adaptable. Both urban and rural properties regularly receive their orders. Skyscraper properties and high rises are common in significant urban communities where there are urban places of business. Businesses in rural areas often include midrise buildings that have no central location.  

Class A buildings, known as the most prestigious, have state-of-the-art frameworks, fantastic completions, readily apparent proximity, and excellent availability. 

Class B structures feature adequate frameworks and reasonable completions but a less appealing area. 

Class C buildings target people looking for intentional space at rents below the average. 


The Bengal area in South Asia is where the word “bungalow” first appeared. It is a small property with a nursery area, a delete, employee housing, and other areas. An image of high status is a cabin. It may have multiple floors despite being intended for a single family. 

Each relative has their own space, and there is a slight separation between areas like the front rooms. Any area of the house can be rebuilt to meet a need, depending on the necessity. A bungalow is a substantial piece of land; it offers more square footage than all the other houses.

Principles of Planning a Residential Building

Keeping the following guidelines in mind will help you plan a residential building. 

These ideas include: 


The home’s layout should allow the family to live comfortably. The building’s orientation is the subject of the aspect. The placement of the doors and windows in the house’s outer walls should be such that the breeze and a lot of sunlight can enter the building. With the right doors and windows in the right places, each room should have adequate ventilation and lighting. Building features offer convenience, cleanliness, and appealing views.    

The kitchen should receive fresh air from outside, which can remove cooking fumes and keep the space cool during the day. Bedrooms should face either south or south-west. Building a verandah to the west of the bedrooms is necessary to shield the walls from the sun’s rays. The living or drawing room may face either the northeast or the southeast. 

Prospect: The view from the front of a house. 

The house needs a good view so that those who live there can feel happy. If someone was to see it from the outside, they should have a positive impression of it. Prospects should highlight appealing aspects of the home while obscuring unfavorable ones. The house must have good qualities like comfort, cheer, security, labor, efficiency, a modern appearance, and an appealing exterior. For instance, bay windows or small projections can provide an inviting view in addition to a breeze, light, and sunlight.  


It implies that rooms should be in a circle. There should be separate spaces for various activities. Grouping the open or public spaces like the dining room, family room, living room, and drawing room can be beneficial. Separate the bedroom, study room, dressing room, and bathroom from separate the bedroom. The kitchen and dining room should be close by. There should not be a kitchen next to the drawing room. All the rooms should have access to the bathrooms. The kid’s room ought to be close to the parent’s room.  


The cleanliness of the home affects the health of the family members. Provision is there to ensure proper lighting, ventilation, cleanliness, and other sanitary conveniences in the house. Each room should gave adequate lighting and ventilation. For cross-ventilation, the room should have windows on both its opposite walls. There should be two or three windows on different rooms’ walls, not just one, to ensure that each room gets enough light and air. 


It indicates that the room can serve a variety of purposes. Flexibility of space is crucial when there is a lack of it. For instance, a living room could double as a bedroom at night. Both cooking and eating should be done in the kitchen. Bedrooms can be double as study spaces. Those who live in apartments need to be flexible.  

Loan for Commercial Property

If you need money, your commercial property could be worth a lot to you as credit. You could use it as security to obtain a loan for commercial real estate. Find out more about this credit by reading this blog. 

What is a loan for commercial property? 

You can get money by using commercial real estate you already own as security through a financial product called a commercial property loan. It is an option to increase the amount of capital available for business growth or purchase new equipment. 

Typically, you can get a loan for up to 60-70% of the value of your property. Additionally, this credit option has enticing interest rates and no restrictions on final use. The application process is fast and hassle-free. To meet the particular requirements of each business, some lenders also offer tailored loan solutions. 

Qualification Standards for Commercial Property Loans 

There is a financial product available for independent contractors. They fall into the following categories: 

Types Examples 
Independent Professionals Chartered accountants, architects, company secretaries, lawyers, medical professionals, and consultants 
Non-professional Self-Employed (SENP)Traders, Manufacturers, Commission Agents, Contactors, etc. 

The requirements for qualifying for a loan against commercial property will differ between loan providers. However, a few of the typical ones are listed below: 

Residency Indian 
Age Minimum 25 years to Maximum 75 years (when the loan matures) 
Income Some lenders evaluate the business and fund it without needing proof of income. The applicant must have a reliable source of income; it must demonstrate this by submitting pertinent income documentation. 

As a result, before requesting the loan, you and the co-applicant (if any) must confirm that these conditions are satisfied. 

Required Documentation for a Commercial Property Loan 

In the same way, the eligibility criteria will vary among lenders, and the documents required to apply for a loan against commercial property will also differ. Before starting the application process, you should note them. 

Below is a list of some of the general ones: 

  • Address and Identity Verification: A passport, Aadhaar card, voter ID, PAN card, driver’s license, or any other government-issued document that meets the criteria for KYC. 
  • Income Evidence: Account statements for savings and current accounts, copies of ITRs with CA attestations, computations of personal and business income, balance sheets, and P&L statements for the last three years
  • Property Records: Copies of all relevant documents about your commercial property, including the buyer agreement, title deeds, prior chain of title (in the event of a resale), and any other relevant documents. 
  • Other crucial documents include passport-sized photos of the applicants and any co-applicants, checks to pay processing fees to the loan provider, business profiles, partnership deeds, etc.  

How to Submit an Application for a Commercial Property Loan

You can apply for a commercial property loan online by following the instructions below: 

Step 1: Access the website of your preferred lender. 

Step 2: Visit the section for loan applicants. 

Step 3: Provide the information as prompted. 

Step 4: Apply. 

You can apply offline by visiting the bank or agent. Once your application process is complete, a representative from the lender’s end will contact you to process and approve your loan application. 

Final Remarks 

A commercial property loan can be a great way to build credit and meet your company’s financial needs. 

GST on Commercial Property Rent

Most companies consider paying the rent on their commercial property as one of their operating expenses. But did you know that the GST (Goods and Services Tax) is applicable to rent paid on commercial real estate in India? 

Rent on commercial property must certainly take GST into account. Under the GST system, commercial property rent constitutes a taxable supply of services. As a result, to avoid fines or other problems with the law, both the landlord and the tenant must be aware of the GST implications on commercial property rent. 

Let us investigate the various aspects of GST on commercial property rent in India, such as the applicable rates, threshold limits, input tax credits, and more. 

GST Effects on Commercial Property Rentals 

You can comply with the GST laws and regulations if you know how GST affects commercial property rent. By doing this, you can avoid getting in trouble with the law. 

As a landlord, you can receive an input tax credit (ITC) on the GST you paid for the supplies and labor used to maintain and repair your commercial property. Your overall tax obligation may drop as a result. 

Tenants must account for the GST on commercial property rent when planning their budget for expenses. It is your duty as a landlord to invoice and collect the GST from the tenant. Failing to do so can result in financial losses. 

GST Applicable to Commercial Property Rentals 

Today, renting commercial property has emerged as a new source of income or investment for people. These include establishments that generate cash by conducting business there, such as stores, offices, industrial buildings, showrooms, hotels, etc. The GST calculation for the rent is here. 

Standards for GST on Commercial Property Rent 

The exemption amount is Rs.20 lakh/annum (or Rs. 10 lakhs in some cases), and if a property owner earns more than this amount from renting out commercial property for any other business, they must register for GST. 

GST Rates for Commercial Rentals 

For commercial rental property, the GST rate is 18% of the monthly rent. Whether the landlord registered for GST or not, if the tenant is, they are responsible for paying it when the space is for commercial purposes. 

The rental rates for commercial properties are various. A GST of 12% with ITC and 5% without ITC applies to commercial real estate.  

Rent on Commercial Property Input Tax Credit

An individual may use the GST payment for his other taxable income. In other words, claiming an ITC for GST is simple if the requirements are satisfied. 

The tenant must use the rental property for commercial purposes and be a registered GST taxpayer to be eligible to claim ITC on commercial property rent. 

If the tenant claims ITC on the GST paid on the rent amount when submitting their GST returns, the ITC calculation occurs in this manner. The GST rate applicable to the rented property is the basis for determining the ITC amount. 

To be eligible for ITC, you must fulfill the following requirements: 

  • The tenant must possess current tax invoices or other records from the landlord. 
  • The invoice must make a specific note of the GST due for the rent. 
  • You must use the rent only for business purposes to claim the input tax credit. 
  • ITC limitations: There are a few limitations on claiming ITC for commercial property rent. 
  • You cannot claim ITC if you use the property for non-business purposes.
  • ITC can never be reclaimed if the tenant chooses the composition scheme or the property is GST-exempt. 
  • It is crucial to keep accurate records and documentation of rent invoices and related documents to back up ITC claims. 

GST Complaint Commercial Real Estate Rental 

Landlords in India who receive rent for the commercial property must adhere to GST registration requirements. Let’s see them below. 

Landlords must register for GST if their rental income comes from commercial properties and exceeds a certain threshold. GST registration thresholds cover 20 lakhs (or 10 million for certain category states). 

Regional Supply: Landlords leasing out commercial properties in several states must register for GST, regardless of their annual revenue.  

Even if the landlord’s rental income is below the threshold, they may choose to register for GST. As a result, they can claim an ITC for the costs associated with the property. 

Tax Invoicing and GSTIN: The landlord will receive a Goods and Services Tax Identification Number (GSTIN). They must send tax invoices to tenants that note the GST is payable on top of the rent amount. 

GST Returns 

Regular GST returns, such as GSTR-1, GSTR-3B, and annual returns (GSTR-9), must be filed by registered landlords. These returns include information about rental income, GST gathered, and ITC received. 

Remitting GST: Tenants must pay any applicable GST to landlords, who must send that money to the government within the allotted time frame. The property’s characteristics and the terms of the lease influence the rates of GST. 

Sanketham Building Permit Application

Citizens can use Sanketham from their desktop computers and mobile devices because it is a web-based application. This software allows architects and other design professionals to submit an online building permit application. 

In any region of India, you must first obtain a building permit from the local administration to construct a home or a business building. You may build, destroy, reconstruct, or modify any property in the designated area. When you receive a building permit for a structure less than four stories, you have three years to complete construction. Buildings taller than four stories require a four-year construction process. 

Each Indian state’s local governing body issues these permits based on criteria. They look at how well the land is to reserve space for sewage and roads according to local standards. The authority attests that you are zoning for the building you are constructing. City-to-city and state-to-state variations exist in the procedure and regional norms.

How to obtain a building permit in Kerala step-by-step 

To get a building permit in Kerala, take the following actions: 

First, determine what property it is. 

Determine the location of the plot where you want to build first. Consult your architect to create a sketch that complies with the Kerala Municipality Building Rules (KMBR) or Kerala Panchayat Building Rules (KPBR), depending on the type of building. 

Make sure the following information is included in the sketch: 

  • Height of a building
  • Site design 
  • Sections 
  • Floor plan (all floors)
  • Site layout (width of the plot, setbacks, and access road) 
  • Plan for a roof terrace
  • Harvesting rainwater
  • Information on the specific tank and soak pit 
  • Location strategy 


Before applying, all the necessary paperwork is current and readily available. These consist of a copy of the title deed, a possession certificate, and the most recent land tax receipts. 

Step 3: Get online permission from the neighborhood self-governing body. 

Only licensees of the local self-governing body, such as a panchayat, corporation, or municipality, may submit building permit application forms. The license may be a licensed architect, a  drafter with a permit, or an engineer. The licensee receives the necessary paperwork and submits an online application to the neighborhood self-governing body to obtain the building permit. 

Step 4: Obtain approval from the appropriate body. 

The concerned officials at the local self-governing body then acknowledge that the application is valid. 

Step 5: Applying for a building permit 

The licensee submits all necessary paperwork along with the online applications. 

Step 6: The building inspector’s verification

After visiting the property in question to determine whether the data in your application is accurate, the Building Inspector (BI) submits a report to the Assistant Engineer (AE). 

Step 7: The assistant engineer confirms

Before sending the report to the Assistant Executive Engineer (AXE), the Assistant Engineer conducts one more round of checks. 

Step 8: Application approval 

The Assistant Executive Engineer then uses this report to decide on the application. This method is adequate for structures up to 350 square meters. Stricter guidelines and higher approval thresholds, however, apply to taller structures.  

Step 9: Paying fees and obtaining a building permit 

The building permit will be issued and sent to the registered address once the cost has been paid in full, which you can do in the case of applications accepted at the office of the relevant self-governing body. 

Building permit in Sanketham: How do I get a new building permit? 

Using the Sanketham building permit software, you can apply for a building permit online and track the state of your license. Fill out the form completely and accurately if you apply for a new building permit. A review of your application will then take place. 

Here is a how-to. 

  • Check out the Sanketham website. If you are a new user, create a new account. You can sign in with your current login information if you are already a user. 
  • You can either apply for a new building permit or check the status of an existing application after you sign up or log in. 
  • Apply by including pertinent details like the site’s location, the proposed building’s use, the surrounding area, drawings, etc.  

Every building permit in the entire state of Kerala must be obtained using the Sanketham building permit software because it makes the application and approval of building permits incredibly simple and transparent. 

Building permits in Kerala: what you need to know

Kerala requires the following documents for a building permit: 

  • Evidence of property ownership, such as title deed
  • Certificate of Possession
  • Modern land tax receipt
  • An application fee 
  • The “Aadharam,” or original and copy of the deed
  • Document proving the registration of an institution, a building designer, an architect, an engineer, a town planner, or a supervisor. 

Apna Khata Rajasthan Land Record

Rajasthan officially converted their land records to digital format in 2016. The Rajasthan Revenue Department introduced the e-Dharti (land record Rajasthan portal), also known as Apna Khata. 

Since its launch, the Apna Khata portal has made it simple for citizens to access information on the state’s land records. Although not all of the state’s land records have gone digital, the department is constantly working to make them accessible on the portal. 

This blog will teach you more about the e-Dharti Apna Khata, including how to register and use it, what it offers, and how to contact the department if you have any issues.  

The Portal’s name: Apna Khata Rajasthan 

Website Address: 

The portal’s purpose: To digitize and make accessible to the public Rajasthan land records. 

Office of the Authority: Rajasthan Revenue Department

Participants in the Program: Rajasthani nationals 

Districts Listed in the Program: The entire state of Rajasthan

Offerings on the Rajasthan Apna Khata Portal 

A wide range of services about the state’s land records are available through the Rajasthan e-Dharti portal. The following are some of the offerings: 

  • Checking the e-Bharti Rajasthan portal to see who the land currently belongs to and who it previously belonged to can help you confirm information before investing in land. To prevent future problems or issues, one can use the website’s services for verifying “Land Titles.”
  • Through the portal, users can also check the status of mutations. 
  • The portal also allows users to download loan application documents, mutation status, and land titles as proof of ownership. 

Advantages of Apna Khata Online Rajasthan Land Records 

The following are some advantages of using the land record portal in Rajasthan:

  • On this portal, Rajasthani citizens can check the status of land records and Jamabandi Rajasthan. 
  • After entering the Khasra number, the entire description of the land plot will appear on the screen. 
  • The Rajasthan land records’ print is easily accessible to the public (and is also used for bank loan approval).
  • The e-Bharti Rajasthan portal makes the entire land process transparent. 
  • Citizens no longer need to travel to the registrar’s office to obtain the information because it is all accessible to them online. 
  • The introduction of digital land records in Rajasthan has reduced land-related fraud and crimes like squabbles, illegal occupation, and more.  

How to check Apna Khata Land Records in Rajasthan Online? 

Citizens had to visit the sub registrar’s office and request information about the parcel of land they wanted to know about to check the land records in Rajasthan in the past. But now that there is a portal for Apna Khata Rajasthan land records, the public can access the data whenever they prefer. The following are the steps to check land records using the Apna Khata portal: 

The first step is to access the official e-Dharti portal 1.0 and select the state and district you want. 

Step 2: After that, the portal will direct you to a new page where you must choose Tehsil. 

Step 3: Next, select the year for which you want the information and the name of the village where the property is situated. 

Step 4: On the following page, enter the data the Apna Khata Rajasthan land records portal requests, such as an address, name, pin code, city, etc. 

Choose one of the five options- Khata, USN, Name, GSN, or Khasra in step 5. Enter the information for the option you choose. 

Step 6: The portal will direct you to the Rajasthan land record page after you submit the form. The information is also available for download and printing for later use. 

Information about Apna Khata in Rajasthan 

Users can contact the authorities by sending an email to the following address with their problem or question if they have any trouble accessing the information in land records on the e-Dharti/Apna Khata Rajasthan portal: 

  • Tax Board of Rajasthan
  • Toadarmal Street
  • Rajasthan’s civil lines. 


The government has made it simpler for citizens to have instant access to land records through Apna Khata Rajasthan. All state services relating to records of rights, registration status, and other land-related matters are easily accessible to citizens. Rajasthan’s Revenue Department established e-Dharti after enacting the Rajasthan Urban Land Act in 2016. Citizens of Rajasthan can look up the land record using their USN, GRN, Khasra number, Khata number, name, etc. 

Loan on Agriculture Land

Banks, Microfinance organizations, and governmental organizations offer agricultural loans to support India’s agricultural sector’s expansion. These loans can finance farms, such as the purchase of land, the upkeep, and purchase of farm machinery, the construction of projects like land purchases, the maintenance or purchase of farm machinery, the building of grain storage facilities, irrigation channels, and more. 

Features of a Loan on Agriculture Land 

  • End-use Flexibility: An agricultural loan can assist in managing operating costs and other associated farm-related costs, such as buying new land or livestock. 
  • Options Collateral: Agricultural loans can be secured or unsecured, depending on the loan amount and applicant’s profile. 
  • Various types: There are several agricultural loans, depending on their intended purpose and repayment period. 
  • Minimal Documentation: A small amount of documentation is generally required to obtain an agricultural loan. 

Agriculture Loan Program Eligibility 

Agri-loans are available to sharecroppers, tenant farmers, oral lessees, and small and marginal farmers. 

Application for a Loan for the Purchase of Agricultural Land: Required Documents 

Loan applications for agriculture only require a small amount of paperwork. Agriculture loan applications only need a small amount of paperwork. Here are a few instances: 

  • Photo 
  • Address 
  • All farmers get a type of credit card called a Kisan. 
  • Land ownership documentation, money receipts, a list of rights, etc. 

Loan Programs for Agriculture 

  • Agriculture Term Loans: These are long-term, up to 48-month loans provided by different lenders to cover year-round agricultural expenses. The loan funds can help with new equipment or gadget improvements and building solar and wind power systems. Banks typically offer a repayment period of three to four years for this loan, allowing you to repay the borrowed amount over your choice of monthly, biannually, or yearly installments. 
  • Buying new machinery, fixing or replacing old machinery, or purchasing tractors, harvesters, or other agricultural equipment are all possible uses for a farm mechanization loan. While some banks provide general-purpose loans, others divide them into categories to their intended use. 
  • Crop Loan or Kisan Credit Card: A Kisan Credit Card or Kisan Crd is a suitable agricultural loan option for short-term credit requirements, such as crop cultivation costs, post-harvest activities, and farm equipment maintenance. Farmers can use the card, which is typically available as an electronic RuPay Card, to withdraw money from ATMs and make the required purchase. It provides accessible loans as a result to meet your regular farm needs. 
  • A loan for allied agricultural activities is available to farmers to meet their short-term working capital and long-term investment needs. 
  • Farmers may apply for an agricultural gold loan in return for a pledge of gold jewelry. Loans may be available for farming activities besides just growing crops. Due to this low-interest loan, farmers can access the value of their gold jewelry, which usually sits unused in their homes or bank lockers.  
  • Loans for forestry serve to cultivate crops that are grown on trees. This machine can clear overgrowth, convert arid land into arable land, install irrigation channels, and prepare the land for cultivation. 
  • Loan for Horticulture: This type of loan for agriculture is to clear land for orchards or vegetable farms, cut back on overgrowth or stray trees, carry out small irrigation projects, build fences or walls, and other horticultural activities. 

Who Qualifies for an Agricultural Loan?

  • The minimum and maximum ages are 18 and 65, respectively. 
  • Indian citizen without a criminal record.
  • There should be land available for farming. 
  • Must not have had any prior loan defaults. 

Required Documents for a Loan to Purchase Agricultural Land 

Most lenders require the following documentation before approving an agricultural loan: 

  • Completed application form. 
  • Kisan Credit Card. 
  • Passport size picture. 
  • You can use utility bills, voter identification, Aadhar cards, and other documents as address proof. 
  • Other forms of identification, such as a voter ID, PAN, Aadhar card, or ration card, are also acceptable. 
  • ITRs, other tax returns, and bank statements are examples of income documentation. 

Explain the Land Use Pattern in India

In India, the term “land use pattern” describes the uses of various types of land for multiple activities, including agriculture, forestry, mining, settlements, transportation, and industries. Numerous natural, social, economic, and political factors impact India’s land use pattern. 

  • In India, 60% of the country’s land area is used for agriculture, making it the most prevalent land use. There are three categories of agricultural land: net sown, forest, and other uncultivated. 
  1. Net Sown Area: This term describes the land used for crop cultivation. The net sown area comprises about 45% of India’s total land area. 
  2. Forest Area: The area of land where forests are growing. About 23% of the total land area in India is forest area. 
  3. Other Uncultivated Lands: This category includes any land that is either unsuitable for cultivation or has been left fallow for a while. Other uncultivated land makes up roughly 32% of India’s total area.  
  • Forestry is India’s second-largest land use, taking up about 23% of all land area in the nation. Four classifications exist to classify the forest area: reserved forests, protected forests, unclassified forests, and village forests. 
  1. Reserved Forests: These are forests that the government has set aside to preserve the flora and fauna that call them home. About 53% of the total forest area in India is reserved forests. 
  2. Protected Forests: The government reserves protected forests, which make up about 30% of India’s total forest area, for industrial uses like the production of fuelwood and lumber. 
  3. Unclassified forests are those that are not designated as protected or reserved forests. About 16% of the total forest area in India is unclassified forests. 
  4. Village forests are the woodlands that the locals own and maintain. About 1% of the forest area in India is village forests. 
  • Mining: As a source of raw materials for numerous industries, mining is a significant land use in India. Among the main minerals mined in India are coal, iron ore, bauxite, manganese, copper, limestone, and other minerals. There is a concentration of mining activity in states like Jharkhand, Chhattisgarh, Odisha, etc. 
  • Human Habitations: Human settlements are the places where individuals live and work. In India, there are three types of human settlements: tribal communities, urban communities, and rural communities.
  1. Rural Settlements: These are places where villagers live and work in agriculture and related industries. About 70% of the total population in India lives in rural settlements. 
  2. Urban Settlements: These are places where individuals reside in cities and towns and carry out a variety of non-agricultural pursuits. Urban areas are home to about 30% of India’s total population. 
  3. Tribal Settlements: These are the places where India’s native population resides. The nation’s hilly and forested areas are home to tribal towns. 

Odisha Bhulekh Land Record

The Bhulekh Odisha portal, also known as Records of Rights (RoR), is a one-stop shop for searching plot details in the state. Owners can access Bhulekh, land records, Bhunaksha, land maps, Tehsil information, and ongoing legal proceedings through the official land record website. Learn more about the attributes of the Bhulekh portal by reading on. 

Citizens can easily access land records, also known as the Records of Rights (RoR), thanks to the government of Odisha’s online portal, Bhulekh Odisha. The Bhulekh portal additionally offers thorough details about a plot of land, its owners, and previous ownership in towns like Bhubaneswar, Cuttack, Rourkela, Bhadrak, and Puri, as well as other rural and urban areas of the State. Users can download their land records as well. 

2023: Bhulekh Odisha: Online Land Records

The Bhulekh Odisha online portal makes managing land records simple. Users can access the plot details by entering the tenant name, plot number, and Khaitan number. The portal provides a wide range of other services on land records. Here are the various services offered and more crucial details of Bhulekh Odisha- 


Helpline No.: 18001218242

Contact details for complaints: (Director, Land Records & Survey, Board of Revenue, Cuttack) 

In 2023, the Bhulekh Odisha will offer services. 

The Bhulekh Odisha portal allows users to find information about any land parcel in the State. Similar content can be found on the Odisha Bhulekh app, including: 

  • RoR
  • Land maps
  • State statistics 
  • Tahasil information
  • Stamp duty payment 
  • Court of Revenue access
  • Paying the land’s revenue

How can I access land records (RoR) online through Bhulekh Odisha? 

By visiting the official website and performing the actions listed below, you can view the plot details for Bhulekh Odisha. 

Step 1: On the homepage,, under the heading “Select Location for RoR,” select the appropriate options for district, Tehsil, Village, or RI circle. 

Step 2: Choose the Khaitan number. 

Step 3: Choose the RoR front page/ RoR back page from the menu. 

Step 4: The RoR will appear on the screen. 

How do I find plot details for Bhulekh Odisha online? 

The steps below will help you find Bhulekh Odisha plot details on the Bhulekh Odisha portal  

  • Details of the Bhulekh Odisha plot according to its Khaitan number 

Step 1: On the home page, choose the district, Tehsil, village, and RI circle from the drop-down menu. 

Step 2: Choose “Khaitan.” 

Step 3: To view the land record detail, select the Khaitan number and click “view RoR.” 

  • Bhulekh Odisha plot information by tenant name

Step 1: Choose the village, Tehsil, district, and RI circle before you begin. 

Step 2: Choose “tenant” from the menu. 

Step 3: Choose the tenant’s name from a drop-down menu, then click “view RoR” to be taken to the page with the plot details. 

  • Bhulekh Odisha plot details by plot number 

Phase one involves choosing the district, Tehsil, Village, and RI circle. 

Step 2: Choose the “plot” option. 

Step 3:  To access the plot information for Bhulekh Odisha, select the plot number from a drop-down menu and click “view RoR.” 

The Bhulekh Odisha portal offers a PDF copy of the RoR documents. For official purposes, you must visit the nearest tehsil office. To acquire the documents, you can fill out the RoR application for

Documents required to check plot details on Bhulekh, Odisha 

To check the details of the Bhulekh Odisha plot online, you will need the following documents: 

  • Real estate title records 
  • Income certificate 
  • Identification documents (such as a driver’s license, ration, voter ID, or Aadhaar card) 
  • Tax/ Lagaan payment receipt 
  • Encumbrance certificate